CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $209
  • Cash Discount Price: $298
  • vs. Medicare Baseline: 2.74x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Munson Healthcare Cadillac Hospital is $209. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $298. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 2.74x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$298

Average discount available for prompt cash payment at this facility.

Insurance Median
$209

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $298 (391%)
Insurance Median: $209 (274%)
Cash: $298 (391% of Medicare)
Ins. Median: $209 (274% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 274% of the Medicare baseline (a markup of 174%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

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Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $38 - $200 50%
Mclaren Health Plan $38 - $226 50%
Meridian $38 50%
Molina $38 - $79 50%
Priority Health $38 - $107 50%
UnitedHealthcare $38 - $223 50%
Aetna $73 - $273 96%
American Health Associates $73 96%
Autumnwood Of Mcbain Skilled Nursing $73 96%
Blue Care Network $73 96%
Hap (Health Alliance Plan) $73 - $287 96%
Humana $73 96%
Medicare (plans) $73 96%
Michigan Amish Medical Board $73 96%
Promedica $73 96%
Samaritas Senior Living Skilled Nursing $73 96%
Wellcare (Meridian) $73 96%
Cofinity $74 - $280 97%
Cigna $96 - $107 126%
Provider Network Of America Group Health $103 - $305 135%
Asr/Physicians Care $110 - $287 144%
Employee Benefits Logistics $125 164%
Hospice Of Michigan $205 - $215 269%
Munson Hospice $239 - $852 314%
Enterprise Group Planning/Employee Benefit Plan $274 - $287 360%
Medical Cost Savings Solution $274 - $287 360%
Nomi Health $274 - $287 360%
Robbing Group And Regency Employee Benefits $274 - $287 360%
First Health/Coventry Network $291 - $305 382%
Three Rivers Provider Network $291 - $305 382%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals