CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 59400 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,330

about 1.1× the $2,214 Medicare rate · typically $1,292–$2,330

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,205

About the fair price

about $125 under the fair price · 1.0× Medicare

Medicare pays $2,214 Fair price $2,330 This hospital $2,205

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Highest price of the 9 MI hospitals we have prices for — worth calling around.

Cheapest $1,080 Priciest $2,205

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

A fair price for a Vaginal delivery (full package) is about $2,330 (about 1.1× the $2,214 Medicare rate). Munson Healthcare Cadillac Hospital charges insurers about $2,205 — about the fair price. Located in Cadillac, MI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,153 - $2,626	52%
Blue Cross Blue Shieldmajor	$641 - $8,113	29%
Aetnamajor	$3,080	139%
Cignamajor	$2,471 - $3,423	112%
Humanamajor	$2,205	100%
Meridian	$1,153 - $2,221	52%
Molina	$1,153 - $2,382	52%
Priority Health	$1,153 - $3,423	52%
WellCare	$2,205	100%
+ 10 smaller / regional plans	$1,153 - $3,749

Government programs also on file: Medicare.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59400.

Insurance Before you use insurance

Call your insurance company to confirm Munson Healthcare Cadillac Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 59400.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Munson Healthcare Cadillac Hospital

Compare: Vaginal delivery (full package) at other MI hospitals

Mercy Health Saint Mary's · Grand Rapids $1,080
Trinity Health Muskegon Hospital · Muskegon $1,080
Trinity Health Oakland Hospital · Pontiac $1,192
Trinity Health Ann Arbor Hospital · Ann Arbor $1,192
Hurley Medical Center · Flint $1,400
St Joe Mercy Hospital System Livonia · Livonia $1,522
Spectrum Health · Grand Rapids $1,820
Corewell Health Zeeland Hospital · Zeeland $2,139

Insurance negotiated median for the same procedure, sorted lowest first.