CMS Price Transparency Data
Physical therapy (therapeutic exercise)
Facility: Hurley Medical Center
Billing Code: 97110 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 97110
- Insurance Median: $65
- Cash Discount Price: $190
- vs. Medicare Baseline: 2.24x Medicare
The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Hurley Medical Center is $65. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $190. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 2.24x the Medicare baseline. Located in One Hurley Plaza, Flint, MI.
Cash / Self-Pay
$190
Average discount available for prompt cash payment at this facility.
Insurance Median
$65
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$29.06
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $190 (654%)
Insurance Median: $65 (224%)
Cash: $190 (654% of Medicare)
Ins. Median: $65 (224% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 224% of the Medicare baseline (a markup of 124%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Abw Coverage No Hmo Listed [3003] | $15 | 52% |
| Aetna | $15 - $114 | 52% |
| Blue Cross Blue Shield | $15 - $47 | 52% |
| Childrens Special Health Services Alt [3009] | $15 | 52% |
| Childrens Special Healthcare Services (Cshcs) [3002] | $15 | 52% |
| Genesee County Incarcerated [1104] | $15 | 52% |
| Harbor Health Plan [9016] | $15 | 52% |
| Mclaren Health Plan [9006] | $15 | 52% |
| Mclaren Michild [1070] | $15 | 52% |
| Medicaid / KanCare | $15 | 52% |
| Meridian Health Plan [9007] | $15 | 52% |
| Molina Health Care [9008] | $15 | 52% |
| Molina [1071] | $15 - $28 | 52% |
| UnitedHealthcare | $15 - $129 | 52% |
| Aaa Auto Insurance [8001] | $21 - $70 | 72% |
| Allstate Auto Insurance [8003] | $21 - $70 | 72% |
| Auto Owners Auto Insurance [8006] | $21 - $70 | 72% |
| Bristol West [8007] | $21 - $70 | 72% |
| Citizens Auto Insurance [8008] | $21 - $70 | 72% |
| Encompass Insurance [8010] | $21 - $70 | 72% |
| Esis [8011] | $21 - $70 | 72% |
| Esurance [8039] | $21 - $70 | 72% |
| Farm Bureau Auto Insurance [8012] | $21 - $70 | 72% |
| Farmers Auto Insurance [8013] | $21 - $70 | 72% |
| Fremont Insurance [8015] | $21 - $70 | 72% |
| Geico Insurance [8016] | $21 - $70 | 72% |
| Generic No Fault Auto [8000] | $21 - $70 | 72% |
| Grange Insurance [8018] | $21 - $70 | 72% |
| Hanover Insurance [8019] | $21 - $70 | 72% |
| Hartford Auto Insurance [8021] | $21 - $70 | 72% |
| Hastings Mutual [8022] | $21 - $70 | 72% |
| Kemper Insurance [8024] | $21 - $70 | 72% |
| Liberty Mutual [8025] | $21 - $70 | 72% |
| Mackinaw Administrators [8040] | $21 - $70 | 72% |
| Meemic Insurance [8026] | $21 - $70 | 72% |
| Mitchell Wcs Frankenmuth 135801 [8014] | $21 - $70 | 72% |
| National General Ins [8017] | $21 - $70 | 72% |
| Nationwide [8028] | $21 - $70 | 72% |
| Pioneer State Mutual Auto [8030] | $21 - $70 | 72% |
| Progressive Auto Insurance [8031] | $21 - $70 | 72% |
| Safeco-Auto [8037] | $21 - $70 | 72% |
| State Auto Group [8033] | $21 - $70 | 72% |
| State Farm Auto Insurance [8034] | $21 - $70 | 72% |
| Usaa [8036] | $21 - $70 | 72% |
| Aarp [1001] | $22 - $129 | 76% |
| Alliance Health And Life [1004] | $22 - $165 | 76% |
| Allied Benefit Systems [1005] | $22 - $165 | 76% |
| Allied Insurance [1006] | $22 - $254 | 76% |
| Asr Corporation [1007] | $22 - $165 | 76% |
| Assurant Health [1008] | $22 - $165 | 76% |
| Automated Benefit Services [1002] | $22 - $165 | 76% |
| Bankers Life [1009] | $22 - $165 | 76% |
| Chesterfield Resources [1012] | $22 - $254 | 76% |
| Cigna | $22 - $51 | 76% |
| Coresource [1016] | $22 - $165 | 76% |
| Geha [1019] | $22 - $56 | 76% |
| Generic Commercial [1000] | $22 - $254 | 76% |
| Globalcare [1024] | $22 - $254 | 76% |
| Golden Rule [1067] | $22 - $129 | 76% |
| Ibew Local 17 [1031] | $22 - $254 | 76% |
| Jp Farley Corporation [1033] | $22 - $254 | 76% |
| Key Benefit Administrators [1089] | $22 - $254 | 76% |
| Luminare [1085] | $22 - $56 | 76% |
| Managed Health Network [1036] | $22 - $254 | 76% |
| Meritain Health [1039] | $22 - $165 | 76% |
| Ngs [1043] | $22 - $254 | 76% |
| Shasta [1090] | $22 | 76% |
| Teamsters Health And Welfare Fund [1054] | $22 - $254 | 76% |
| United Behavioral Health [1057] | $22 - $254 | 76% |
| United Medical Resources [1059] | $22 - $129 | 76% |
| University Of Michigan Health Plan [1046] | $22 - $254 | 76% |
| Varipro [1092] | $22 - $165 | 76% |
| Zelis [1093] | $22 - $165 | 76% |
| Medicare (plans) | $25 - $28 | 86% |
| All Savers Insurance [1073] | $27 - $129 | 93% |
| Ambetter / Centene | $28 | 96% |
| Amerihealth Caritas Vip Care Plus [7025] | $28 | 96% |
| Bcn Hurley Employee [6007] | $28 - $47 | 96% |
| Blue Care Network Advantage [7001] | $28 | 96% |
| Blue Care Network [6005] | $28 - $47 | 96% |
| Freedom Health Care [7022] | $28 | 96% |
| Health Alliance Plan Senior [7003] | $28 | 96% |
| Humana | $28 - $152 | 96% |
| Independent Care Health Plan [7015] | $28 | 96% |
| Mclaren Advantage [7002] | $28 | 96% |
| Medica Healthcare Plan, Inc [7012] | $28 | 96% |
| Meridian Complete [7024] | $28 | 96% |
| Pacificare Of Arizona [7013] | $28 | 96% |
| Tricare | $28 - $152 | 96% |
| Us Department Of Labor [5020] | $28 - $42 | 96% |
| Va Medical Center [1061] | $28 | 96% |
| Vha Office Of Community Care [1011] | $28 - $152 | 96% |
| Wellcare Health Plan [7021] | $28 | 96% |
| Mclaren Health Advantage [1038] | $29 - $111 | 100% |
| Zing Health [7028] | $29 | 100% |
| Health Alliance Plan [1025] | $30 - $65 | 103% |
| Am First [1088] | $32 | 110% |
| Ameraplan, Inc [1069] | $32 - $254 | 110% |
| Carelon Behavioral Health [1063] | $32 | 110% |
| Caro Community Center [1010] | $32 - $254 | 110% |
| Compcare [1015] | $32 - $254 | 110% |
| County Health Plan A [1021] | $32 | 110% |
| Crime Victim Services Comm [1064] | $32 | 110% |
| Employee Benefit Logistics [1096] | $32 - $254 | 110% |
| First Health Network Generic [1079] | $32 - $254 | 110% |
| Genesee County Free Clinic [1020] | $32 | 110% |
| Gift Of Life [1023] | $32 | 110% |
| Health Partners [1074] | $32 - $254 | 110% |
| Health Scope Benefits [1082] | $32 - $129 | 110% |
| Hospice [1029] | $32 - $254 | 110% |
| Immergrun [1032] | $32 - $254 | 110% |
| Jvhl Labs [1068] | $32 | 110% |
| Mackinaw Administrators [1034] | $32 - $254 | 110% |
| Magellan Health Services [1035] | $32 - $254 | 110% |
| Michigan Insurance Co [1040] | $32 - $254 | 110% |
| Mutual Of Omaha [1080] | $32 - $254 | 110% |
| Nippon Life Benefits [1086] | $32 - $56 | 110% |
| Omnicare Health Plan [1066] | $32 - $254 | 110% |
| Pace Great Lakes [1078] | $32 - $254 | 110% |
| Paramount Health Care [1044] | $32 - $254 | 110% |
| Passport Advantage [1045] | $32 - $254 | 110% |
| Phcs/Multiplan Generic [1072] | $32 - $254 | 110% |
| Pioneer State Mutual [1048] | $32 - $254 | 110% |
| Planned Administrators Inc [1049] | $32 - $254 | 110% |
| Plumbers Local 98 Insurance Fund [1091] | $32 - $165 | 110% |
| Safeco [1052] | $32 - $254 | 110% |
| Triwest Wps-Vapc3 [1083] | $32 - $152 | 110% |
| Upper Penninsula Health [1060] | $32 - $254 | 110% |
| Wellnet Healthcare Administrators [1097] | $32 - $254 | 110% |
| Accident Fund Of Michigan [5001] | $39 - $84 | 134% |
| Affirmative Insurance [8002] | $39 - $70 | 134% |
| American Claims Management [8004] | $39 - $70 | 134% |
| American Fellowship Mutual Insurance [8005] | $39 - $70 | 134% |
| Auto Owners Work Comp [5003] | $39 - $84 | 134% |
| Broadspire Insurance [5004] | $39 - $84 | 134% |
| Cincinnati Insurance Co [8038] | $39 - $70 | 134% |
| Citizens Management [5005] | $39 - $84 | 134% |
| Compone Administrators [5006] | $39 - $84 | 134% |
| Dairyland Insurance [8009] | $39 - $70 | 134% |
| Emc Insurance Co [5018] | $39 - $84 | 134% |
| Farm Bureau Work Comp Ins [5021] | $39 - $84 | 134% |
| Gallagher Bassett [5009] | $39 - $84 | 134% |
| Generic Workers Compensation [5000] | $39 - $91 | 134% |
| Harleysville Insurance [8020] | $39 - $70 | 134% |
| Hartford Work Comp Ins [5010] | $39 - $84 | 134% |
| Horace Mann Insurance [8023] | $39 - $70 | 134% |
| Liberty Mutual [5013] | $39 - $84 | 134% |
| Mackinaw Administrators Work Comp [5019] | $39 - $84 | 134% |
| Michigan Insurance Co Auto [8027] | $39 - $70 | 134% |
| Michigan Municipal League [5014] | $39 - $84 | 134% |
| Nationwide Workers Compensation [5025] | $39 - $84 | 134% |
| Northpointe Auto Insurance [8029] | $39 - $70 | 134% |
| Pioneer State Mutual Workers Comp [5026] | $39 - $84 | 134% |
| Premier Comp Solutions, Llc [5022] | $39 - $84 | 134% |
| Sedgewick [5015] | $39 - $84 | 134% |
| Titan Auto Insurance [8035] | $39 - $70 | 134% |
| Travelers [5016] | $39 - $84 | 134% |
| Asu Risk Management [5002] | $42 - $91 | 145% |
| Indiana Insurance [5012] | $42 - $91 | 145% |
| Medrisk [5024] | $42 - $91 | 145% |
| Mitchell Frankenmuth Workers Comp [5027] | $42 - $91 | 145% |
| One Call [5023] | $42 - $91 | 145% |
| Priority Health Plan [1051] | $42 - $51 | 145% |
| Secura [8032] | $70 | 241% |
| County Health Plan B [1022] | $175 - $254 | 602% |