X-ray, neck (cervical spine)
Facility: Hurley Medical Center
Billing Code: 72040 (CPT)
- CPT Billing Code: 72040
- Insurance Median: $39
- Cash Discount Price: $52
- vs. Medicare Baseline: 0.44x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Abw Coverage No Hmo Listed [3003] | $7 - $46 | 8% |
| Aetna | $7 - $261 | 8% |
| Blue Cross Blue Shield | $7 - $88 | 8% |
| Childrens Special Health Services Alt [3009] | $7 - $46 | 8% |
| Childrens Special Healthcare Services (Cshcs) [3002] | $7 - $46 | 8% |
| Genesee County Cmh [9003] | $7 | 8% |
| Harbor Health Plan [9016] | $7 - $46 | 8% |
| Mclaren Health Plan [9006] | $7 - $46 | 8% |
| Medicaid / KanCare | $7 - $46 | 8% |
| Meridian Health Plan [9007] | $7 - $46 | 8% |
| Molina Health Care [9008] | $7 - $46 | 8% |
| Molina [1071] | $7 - $87 | 8% |
| Out Of County Cmh [9010] | $7 | 8% |
| UnitedHealthcare | $7 - $122 | 8% |
| County Health Plan B [1022] | $8 - $50 | 9% |
| Key Benefit Administrators [1089] | $8 - $50 | 9% |
| Medicare (plans) | $9 - $87 | 10% |
| All Savers Insurance [1073] | $10 - $110 | 11% |
| Alliance Health And Life [1004] | $10 - $87 | 11% |
| Ambetter / Centene | $10 - $87 | 11% |
| Amerihealth Caritas Vip Care Plus [7025] | $10 - $87 | 11% |
| Asr Corporation [1007] | $10 - $87 | 11% |
| Blue Care Network Advantage [7001] | $10 - $87 | 11% |
| Freedom Health Care [7022] | $10 - $87 | 11% |
| Health Alliance Plan Senior [7003] | $10 - $87 | 11% |
| Health Alliance Plan [1025] | $10 - $87 | 11% |
| Humana | $10 - $87 | 11% |
| Independent Care Health Plan [7015] | $10 - $87 | 11% |
| Mclaren Advantage [7002] | $10 - $87 | 11% |
| Mclaren Health Advantage [1038] | $10 - $95 | 11% |
| Medica Healthcare Plan, Inc [7012] | $10 - $87 | 11% |
| Meridian Complete [7024] | $10 - $87 | 11% |
| Pacificare Of Arizona [7013] | $10 - $87 | 11% |
| Tricare | $10 - $86 | 11% |
| Va Medical Center [1061] | $10 - $87 | 11% |
| Vha Office Of Community Care [1011] | $10 - $86 | 11% |
| Wellcare Health Plan [7021] | $10 - $87 | 11% |
| Zing Health [7028] | $10 - $90 | 11% |
| Aaa Auto Insurance [8001] | $12 - $218 | 13% |
| Allstate Auto Insurance [8003] | $12 - $218 | 13% |
| Auto Owners Auto Insurance [8006] | $12 - $218 | 13% |
| Bcn Hurley Employee [6007] | $12 - $88 | 13% |
| Blue Care Network [6005] | $12 - $88 | 13% |
| Bristol West [8007] | $12 - $218 | 13% |
| Citizens Auto Insurance [8008] | $12 - $218 | 13% |
| Encompass Insurance [8010] | $12 - $218 | 13% |
| Esis [8011] | $12 - $218 | 13% |
| Esurance [8039] | $12 - $218 | 13% |
| Farm Bureau Auto Insurance [8012] | $12 - $218 | 13% |
| Farmers Auto Insurance [8013] | $12 - $218 | 13% |
| Fremont Insurance [8015] | $12 - $218 | 13% |
| Geico Insurance [8016] | $12 - $218 | 13% |
| Generic No Fault Auto [8000] | $12 - $218 | 13% |
| Grange Insurance [8018] | $12 - $218 | 13% |
| Hanover Insurance [8019] | $12 - $218 | 13% |
| Hartford Auto Insurance [8021] | $12 - $218 | 13% |
| Hastings Mutual [8022] | $12 - $218 | 13% |
| Kemper Insurance [8024] | $12 - $218 | 13% |
| Liberty Mutual [8025] | $12 - $218 | 13% |
| Mackinaw Administrators [8040] | $12 - $218 | 13% |
| Meemic Insurance [8026] | $12 - $218 | 13% |
| Mitchell Wcs Frankenmuth 135801 [8014] | $12 - $218 | 13% |
| National General Ins [8017] | $12 - $218 | 13% |
| Nationwide [8028] | $12 - $218 | 13% |
| Pioneer State Mutual Auto [8030] | $12 - $218 | 13% |
| Progressive Auto Insurance [8031] | $12 - $218 | 13% |
| Safeco-Auto [8037] | $12 - $218 | 13% |
| State Auto Group [8033] | $12 - $218 | 13% |
| State Farm Auto Insurance [8034] | $12 - $218 | 13% |
| Usaa [8036] | $12 - $218 | 13% |
| Aarp [1001] | $13 - $110 | 15% |
| Allied Benefit Systems [1005] | $13 - $261 | 15% |
| Allied Insurance [1006] | $13 - $216 | 15% |
| Assurant Health [1008] | $13 - $261 | 15% |
| Automated Benefit Services [1002] | $13 - $68 | 15% |
| Bankers Life [1009] | $13 - $68 | 15% |
| Chesterfield Resources [1012] | $13 - $216 | 15% |
| Cigna | $13 - $88 | 15% |
| Coresource [1016] | $13 - $261 | 15% |
| Geha [1019] | $13 - $261 | 15% |
| Generic Commercial [1000] | $13 - $216 | 15% |
| Globalcare [1024] | $13 - $216 | 15% |
| Golden Rule [1067] | $13 - $110 | 15% |
| Ibew Local 17 [1031] | $13 - $216 | 15% |
| Jp Farley Corporation [1033] | $13 - $216 | 15% |
| Luminare [1085] | $13 - $261 | 15% |
| Managed Health Network [1036] | $13 - $216 | 15% |
| Meritain Health [1039] | $13 - $68 | 15% |
| Ngs [1043] | $13 - $216 | 15% |
| Shasta [1090] | $13 - $45 | 15% |
| Teamsters Health And Welfare Fund [1054] | $13 - $216 | 15% |
| United Behavioral Health [1057] | $13 - $216 | 15% |
| United Medical Resources [1059] | $13 - $110 | 15% |
| University Of Michigan Health Plan [1046] | $13 - $216 | 15% |
| Varipro [1092] | $13 - $68 | 15% |
| Zelis [1093] | $13 - $68 | 15% |
| Asu Risk Management [5002] | $16 - $77 | 18% |
| Generic Workers Compensation [5000] | $16 - $77 | 18% |
| Indiana Insurance [5012] | $16 - $77 | 18% |
| Medrisk [5024] | $16 - $77 | 18% |
| Mitchell Frankenmuth Workers Comp [5027] | $16 - $77 | 18% |
| One Call [5023] | $16 - $77 | 18% |
| Priority Health Plan [1051] | $16 - $88 | 18% |
| Us Department Of Labor [5020] | $18 - $109 | 20% |
| Am First [1088] | $20 - $55 | 22% |
| Ameraplan, Inc [1069] | $20 - $216 | 22% |
| Carelon Behavioral Health [1063] | $20 - $55 | 22% |
| Caro Community Center [1010] | $20 - $216 | 22% |
| Compcare [1015] | $20 - $216 | 22% |
| County Health Plan A [1021] | $20 - $55 | 22% |
| Crime Victim Services Comm [1064] | $20 - $55 | 22% |
| Employee Benefit Logistics [1096] | $20 - $216 | 22% |
| First Health Network Generic [1079] | $20 - $216 | 22% |
| Genesee County Free Clinic [1020] | $20 - $55 | 22% |
| Gift Of Life [1023] | $20 - $55 | 22% |
| Health Partners [1074] | $20 - $216 | 22% |
| Health Scope Benefits [1082] | $20 - $110 | 22% |
| Hospice [1029] | $20 - $216 | 22% |
| Immergrun [1032] | $20 - $216 | 22% |
| Jvhl Labs [1068] | $20 - $55 | 22% |
| Mackinaw Administrators [1034] | $20 - $216 | 22% |
| Magellan Health Services [1035] | $20 - $216 | 22% |
| Michigan Insurance Co [1040] | $20 - $216 | 22% |
| Mutual Of Omaha [1080] | $20 - $216 | 22% |
| Nippon Life Benefits [1086] | $20 - $261 | 22% |
| Omnicare Health Plan [1066] | $20 - $216 | 22% |
| Pace Great Lakes [1078] | $20 - $216 | 22% |
| Paramount Health Care [1044] | $20 - $216 | 22% |
| Passport Advantage [1045] | $20 - $216 | 22% |
| Phcs/Multiplan Generic [1072] | $20 - $216 | 22% |
| Pioneer State Mutual [1048] | $20 - $216 | 22% |
| Planned Administrators Inc [1049] | $20 - $216 | 22% |
| Plumbers Local 98 Insurance Fund [1091] | $20 - $68 | 22% |
| Safeco [1052] | $20 - $216 | 22% |
| Triwest Wps-Vapc3 [1083] | $20 - $86 | 22% |
| Upper Penninsula Health [1060] | $20 - $216 | 22% |
| Wellnet Healthcare Administrators [1097] | $20 - $216 | 22% |
| Accident Fund Of Michigan [5001] | $24 - $72 | 27% |
| Affirmative Insurance [8002] | $24 - $218 | 27% |
| American Claims Management [8004] | $24 - $218 | 27% |
| American Fellowship Mutual Insurance [8005] | $24 - $218 | 27% |
| Auto Owners Work Comp [5003] | $24 - $72 | 27% |
| Broadspire Insurance [5004] | $24 - $72 | 27% |
| Cincinnati Insurance Co [8038] | $24 - $218 | 27% |
| Citizens Management [5005] | $24 - $72 | 27% |
| Compone Administrators [5006] | $24 - $72 | 27% |
| Dairyland Insurance [8009] | $24 - $218 | 27% |
| Emc Insurance Co [5018] | $24 - $72 | 27% |
| Farm Bureau Work Comp Ins [5021] | $24 - $72 | 27% |
| Gallagher Bassett [5009] | $24 - $72 | 27% |
| Harleysville Insurance [8020] | $24 - $218 | 27% |
| Hartford Work Comp Ins [5010] | $24 - $72 | 27% |
| Horace Mann Insurance [8023] | $24 - $218 | 27% |
| Liberty Mutual [5013] | $24 - $72 | 27% |
| Mackinaw Administrators Work Comp [5019] | $24 - $72 | 27% |
| Michigan Insurance Co Auto [8027] | $24 - $218 | 27% |
| Michigan Municipal League [5014] | $24 - $72 | 27% |
| Nationwide Workers Compensation [5025] | $24 - $72 | 27% |
| Northpointe Auto Insurance [8029] | $24 - $218 | 27% |
| Pioneer State Mutual Workers Comp [5026] | $24 - $72 | 27% |
| Premier Comp Solutions, Llc [5022] | $24 - $72 | 27% |
| Sedgewick [5015] | $24 - $72 | 27% |
| Titan Auto Insurance [8035] | $24 - $218 | 27% |
| Travelers [5016] | $24 - $72 | 27% |
| Genesee County Incarcerated [1104] | $46 | 52% |
| Mclaren Michild [1070] | $46 | 52% |
| Secura [8032] | $218 | 245% |