CMS Price Transparency Data
Blood test, ferritin (iron stores)
Facility: Chelsea Hospital
Billing Code: 82728 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 82728
- Insurance Median: $72
- Cash Discount Price: $71
- vs. Medicare Baseline: 5.28x Medicare
The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Chelsea Hospital is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 5.28x the Medicare baseline. Located in 775 S Main St, Chelsea, MI.
Cash / Self-Pay
$71
Average discount available for prompt cash payment at this facility.
Insurance Median
$72
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$13.63
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $13.63 (100%)
Cash / Self-Pay: $71 (521%)
Insurance Median: $72 (528%)
Cash: $71 (521% of Medicare)
Ins. Median: $72 (528% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 528% of the Medicare baseline (a markup of 428%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $7 - $17 | 51% |
| Medicaid / KanCare | $7 - $8 | 51% |
| Aetna | $13 - $51 | 95% |
| Blue Care Network Advantage | $13 | 95% |
| Medicare (plans) | $13 - $14 | 95% |
| Align Senior Care | $14 | 103% |
| Angela Hospice | $14 | 103% |
| Arbor Hospice | $14 | 103% |
| Cca - Zing Health | $14 | 103% |
| Heartland Hospice | $14 | 103% |
| UnitedHealthcare | $14 - $73 | 103% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $15 | 110% |
| U Of M Health Plan | $16 | 117% |
| Bcn Domestic | $17 | 125% |
| Blue Benefit Administrators Of Massachusetts | $17 | 125% |
| Blue Care Network | $17 | 125% |
| Blue Distinction Transplant | $17 | 125% |
| Blue Shield - Ca | $17 | 125% |
| Blue Shield - Id (Regence) | $17 | 125% |
| Blue Shield - Ny Highmark Northeastern | $17 | 125% |
| Blue Shield - Ny Highmark Western | $17 | 125% |
| Blue Shield - Pa (Highmark) | $17 | 125% |
| Blue Shield - Wa (Regence) | $17 | 125% |
| Health Choices | $17 - $72 | 125% |
| Kaiser Domestic | $17 | 125% |
| Molina Marketplace | $18 | 132% |
| Geha | $20 - $73 | 147% |
| Meritain | $20 | 147% |
| Health Cost Solutions | $21 | 154% |
| Vitalcore | $21 | 154% |
| Wellpath | $21 | 154% |
| Wc Accident Fund | $29 | 213% |
| Wc Advantage | $29 | 213% |
| Wc Aig | $29 | 213% |
| Wc Allied | $29 | 213% |
| Wc Amerisure | $29 | 213% |
| Wc Amtrust | $29 | 213% |
| Wc Asu Risk Mgt | $29 | 213% |
| Wc Berkley Admin | $29 | 213% |
| Wc Broadspire | $29 | 213% |
| Wc Bunch & Associates | $29 | 213% |
| Wc Ccmsi | $29 | 213% |
| Wc Emc Insurance Company | $29 | 213% |
| Wc Esis | $29 | 213% |
| Wc Fcci | $29 | 213% |
| Wc Federated | $29 | 213% |
| Wc Gallagher Bassett | $29 | 213% |
| Wc Genex Care For Ohio | $29 | 213% |
| Wc Guard Insurance Company | $29 | 213% |
| Wc Hartford | $29 | 213% |
| Wc Liberty Mutual | $29 | 213% |
| Wc Meijers | $29 | 213% |
| Wc Michigan | $29 | 213% |
| Wc Mitchell Frankenmuth | $29 | 213% |
| Wc Pma | $29 | 213% |
| Wc Sedgwick | $29 | 213% |
| Wc Sentry | $29 | 213% |
| Wc Travelers | $29 | 213% |
| Wc Tristar | $29 | 213% |
| Wc Walmart | $29 | 213% |
| Wc Zurich | $29 | 213% |
| Employee Benefit Logistic | $31 | 227% |
| Priority Health | $34 - $38 | 249% |
| Asr Health Benefits | $49 | 360% |
| Caresource | $49 | 360% |
| Hap | $49 - $85 | 360% |
| Varipro | $49 | 360% |
| Access Health | $72 | 528% |
| Acclaim | $72 | 528% |
| Administrative Concepts | $72 | 528% |
| Allegeant | $72 | 528% |
| Ameriben | $72 | 528% |
| American Family | $72 | 528% |
| American Healthcare Alliance | $72 | 528% |
| American National | $72 | 528% |
| American Republic | $72 | 528% |
| Amerihealth | $72 | 528% |
| Aultcare | $72 | 528% |
| Automated Benefit Services | $72 | 528% |
| Auxiant | $72 | 528% |
| Benefit Administrative Systems,Llc | $72 | 528% |
| Boon Chapman | $72 | 528% |
| Cam Administrative Services | $72 | 528% |
| Christian Brother Services | $72 | 528% |
| Christian Brothers Holy Cross | $72 | 528% |
| Comprehensive Benefits | $72 | 528% |
| Continental Life Insurance | $72 | 528% |
| Custom Benefit Administrators | $72 | 528% |
| Employee Benefit Concepts | $72 | 528% |
| Employee Benefit Management | $72 | 528% |
| Enterprise Group Planning | $72 | 528% |
| Freedom Life Insurance Company | $72 | 528% |
| Group Administrators | $72 | 528% |
| Group Marketing Services | $72 | 528% |
| Guardian | $72 | 528% |
| Health America | $72 | 528% |
| Healthcare Management Admin | $72 | 528% |
| Healthez | $72 | 528% |
| Humana | $72 | 528% |
| Insight | $72 | 528% |
| Intercare | $72 | 528% |
| Jfp Benefit Management | $72 | 528% |
| Jp Farley Corporation | $72 | 528% |
| Key Benefit Administrator | $72 | 528% |
| Liberty Union Life Assurance Co | $72 | 528% |
| Lucent Health | $72 | 528% |
| Luminare Health | $72 | 528% |
| Luminare Health (Detroit) | $72 | 528% |
| Magnacare | $72 | 528% |
| Medben | $72 | 528% |
| Medcost | $72 | 528% |
| Medical Mutual | $72 | 528% |
| Mutual Health Services | $72 | 528% |
| Mutual Of Omaha | $72 | 528% |
| Ncas | $72 | 528% |
| Nippon Life Ins | $72 | 528% |
| Nova | $72 | 528% |
| Painters Union Insurance Fund | $72 | 528% |
| Physicians Mutual | $72 | 528% |
| Plumbers Local 98 Insurance Fund | $72 | 528% |
| Prairie States | $72 | 528% |
| Preferred One | $72 | 528% |
| Primary Physician Care | $72 | 528% |
| Professional Benefit Administrators | $72 | 528% |
| Siho Insurance Services | $72 | 528% |
| Sisco Benefits | $72 | 528% |
| The Loomis Company | $72 | 528% |
| Unicare | $72 | 528% |
| Us Health And Life | $72 | 528% |
| Valenz | $72 | 528% |
| Western & Southern Financial Group | $72 | 528% |
| Wps | $72 | 528% |
| Coventry | $74 | 543% |
| First Health | $74 | 543% |
| Hospice Of Michigan | $76 | 558% |
| Cigna | $77 | 565% |
| 1199 National Benefit Fund | $82 | 602% |
| Allied National Global Care | $82 | 602% |
| Asrm - Reliance Standard Life Insurance | $82 | 602% |
| Christian Care Ministry | $82 | 602% |
| Dean Health | $82 | 602% |
| Fallon Health | $82 | 602% |
| Family Life Insurance Company | $82 | 602% |
| Ghc Scw | $82 | 602% |
| Group Pension Administrators | $82 | 602% |
| International Benefit Administrators | $82 | 602% |
| Lifetime Benefit Solutions | $82 | 602% |
| Manhattan Life | $82 | 602% |
| Medi Share | $82 | 602% |
| Multiplan | $82 | 602% |
| Mvp | $82 | 602% |
| Pai | $82 | 602% |
| Pan-American Life | $82 | 602% |
| Paramount Hmo | $82 | 602% |
| Phcs | $82 | 602% |
| Trinity Health Share | $82 | 602% |
| Health Partners | $85 | 624% |
| Tufts Health Plan | $85 | 624% |
| Prime Health Services | $87 | 638% |
| Three Rivers Provider Network | $98 | 719% |
| Cmh Detroit Wayne Integrated Health Network | $109 | 800% |
| Cmh Jackson County/Lifeways | $109 | 800% |
| Cmh Lenawee County | $109 | 800% |
| Cmh Livingston County | $109 | 800% |
| Cmh Misc | $109 | 800% |
| Cmh Monroe County | $109 | 800% |
| Cmh Washtenaw County | $109 | 800% |
| Magellan Behavioral Health | $109 | 800% |