CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Charlevoix Area Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82728
  • Insurance Median: $22
  • Cash Discount Price: $88
  • vs. Medicare Baseline: 1.61x Medicare
The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Charlevoix Area Hospital is $22. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $88. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.61x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.
Cash / Self-Pay
$88

Average discount available for prompt cash payment at this facility.

Insurance Median
$22

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)
Cash / Self-Pay: $88 (646%)
Insurance Median: $22 (161%)
Cash: $88 (646% of Medicare)
Ins. Median: $22 (161% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $10 - $170 73%
Mclaren Health Plan $10 - $172 73%
Meridian $10 73%
Priority Health $10 - $185 73%
UnitedHealthcare $10 - $160 73%
Aetna $11 - $167 81%
Blue Care Network $11 - $87 81%
Hap (Health Alliance Plan) $11 - $148 81%
Medicare (plans) $11 - $87 81%
Michigan Amish Medical Board $11 - $87 81%
Northern Michigan Mennonite Group $11 - $87 81%
Molina $12 - $94 88%
Cigna $14 - $185 103%
Hospice Of Michigan $14 - $111 103%
Asr Physicians Care Network $18 - $148 132%
Employee Benefits Logistics $18 - $147 132%
Enterprise Group Planning Employee Benefit Plan $18 - $148 132%
First Health/Coventry Health/Community Care Network $18 - $148 132%
Medical Cost Savings Solution $18 - $148 132%
Provider Network Of America/Hma Group Health $19 - $157 139%
Three Rivers Provider Network $20 - $157 147%
Cofinity $21 - $172 154%
Iba Health And Life Assurance Company $21 - $170 154%
Nomi Health $21 - $172 154%
Preferred Medical Claim Solutions $22 - $175 161%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 14700 Lakeshore Drive, Charlevoix, MI 49720
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals