Family therapy session
Facility: Chelsea Hospital
Billing Code: 90847 (CPT)
This hospital's typical commercial price is $107 compared to the $107 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.00× fair market pricing.
Highest price of the 9 MI hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.
A fair price for a Family therapy session is about $107 (about 0.6× the $181 Medicare rate). Chelsea Hospital charges insurers about $107, or about $132 in cash — about the fair price. Located in Chelsea, MI.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $69 - $136 | 38% |
| Blue Cross Blue Shieldmajor | $49 - $134 | 27% |
| Aetnamajor | $73 - $157 | 40% |
| Cignamajor | $69 - $158 | 38% |
| Humanamajor | $69 - $135 | 38% |
| Kaiser Permanentemajor | $75 | 41% |
| Ambetter (Centene) | $69 | 38% |
| AmeriHealth | $135 | 74% |
| CareSource | $270 | 149% |
| Clover Health | $107 | 59% |
| Dean Health Plan | $148 - $152 | 82% |
| GEHA | $112 - $136 | 62% |
| Health Net | $69 - $203 | 38% |
| HealthPartners | $69 - $192 | 38% |
| MagnaCare | $135 | 74% |
| Medical Mutual | $135 | 74% |
| Meridian | $69 - $107 | 38% |
| Molina | $69 - $148 | 38% |
| MVP Health Care | $148 - $152 | 82% |
| Oscar Health | $158 | 87% |
| Paramount | $69 - $152 | 38% |
| Presbyterian | $69 - $107 | 38% |
| Priority Health | $164 - $363 | 90% |
| Tufts Health Plan | $69 - $192 | 38% |
| UniCare | $135 | 74% |
| WellMed | $107 | 59% |
| WellSense | $69 | 38% |
| + 425 smaller / regional plans | $54 - $270 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Chelsea Hospital
Compare: Family therapy session at other MI hospitals
- Beacon Plainwell · Plainwell $65
- Henry Ford Health Brighton Center for Recovery · Brighton $75
- University of Michigan Health System · Ann Arbor $80
- Sparrow Ionia Hospital · Ionia $88
- Henry Ford Allegiance Health · Jackson $102
- Munson Healthcare Otsego Memorial Hospital · Gaylord $102
- Oaklawn Hospital · Marshall $102
- Henry Ford Macomb Hospital · Clinton Township $103
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Chelsea Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $77
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $77).
Self-Pay Cash Rate ($132) Beats Your Bill
Chelsea Hospital's published 45 CFR § 180 self-pay cash rate is $132 (vs. $107 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $107 Fair BaseRate ($181 Medicare)
Your bill ($212) is $105 above the denoised Fair BaseRate ($107) and 1.2× the $181 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.