CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Helen Newberry Joy Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $101
Cash Discount Price: $59
vs. Medicare Baseline: 0.45x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Helen Newberry Joy Hospital is $101. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.45x the Medicare baseline. Located in 502 W Harrie St, Newberry, MI.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$101

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $59 (26%)

Insurance Median: $101 (45%)

Cash: $59 (26% of Medicare)

Ins. Median: $101 (45% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mi Wc - All Plans	$3 - $117	1%
Aetna	$5 - $321	2%
Blue Cross Blue Shield	$5 - $321	2%
Cigna	$5 - $177	2%
First Health - All Plans	$5 - $173	2%
Health Alliance - All Plans	$5 - $177	2%
Healtheos - All Plans	$5 - $177	2%
Ppom/Cofinity - All Plans	$5 - $173	2%
Priority Health - All Plans	$5 - $177	2%
UnitedHealthcare	$5 - $177	2%
Uphg Tpa - All Plans	$5 - $164	2%
Vital Core - All Plans	$5 - $177	2%
Humana	$73 - $321	33%
Mi Health Link - All Plans	$73 - $321	33%
Va - All Plans	$75 - $253	34%
Uphp Mcaid - All Plans	$86 - $229	38%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Helen Newberry Joy Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.