CMS Price Transparency Data

CT scan, sinuses

Facility: Helen Newberry Joy Hospital

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $98
Cash Discount Price: $63
vs. Medicare Baseline: 0.92x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Helen Newberry Joy Hospital is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $63. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.92x the Medicare baseline. Located in 502 W Harrie St, Newberry, MI.

Cash / Self-Pay

$63

Average discount available for prompt cash payment at this facility.

Insurance Median

$98

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $63 (59%)

Insurance Median: $98 (92%)

Cash: $63 (59% of Medicare)

Ins. Median: $98 (92% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mi Wc - All Plans	$53 - $993	50%
Aetna	$75 - $1,474	70%
Uphg Tpa - All Plans	$75 - $1,396	70%
First Health - All Plans	$79 - $1,474	74%
Ppom/Cofinity - All Plans	$79 - $1,474	74%
Cigna	$81 - $1,505	76%
Health Alliance - All Plans	$81 - $1,505	76%
Healtheos - All Plans	$81 - $1,505	76%
Priority Health - All Plans	$81 - $1,505	76%
UnitedHealthcare	$81 - $1,505	76%
Vital Core - All Plans	$81 - $1,505	76%
Blue Cross Blue Shield	$82 - $1,532	77%
Uphp Mcaid - All Plans	$229 - $729	214%
Va - All Plans	$253 - $636	237%
Humana	$321 - $621	301%
Mi Health Link - All Plans	$321 - $621	301%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $63.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Helen Newberry Joy Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.