CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: McLaren Flint

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $13
Cash Discount Price: $78
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at McLaren Flint is $13. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 0.95x the Medicare baseline. Located in 401 S Ballenger Highway, Flint, MI.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

$13

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $78 (572%)

Insurance Median: $13 (95%)

Cash: $78 (572% of Medicare)

Ins. Median: $13 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$7 - $8	51%
Humana	$13	95%
Medicare (plans)	$13 - $21	95%
Mi Amish Medical Board	$13	95%
Tricare	$13	95%
Cofinity Auto	$25	183%
Blue Cross Blue Shield	$42	308%
Aetna	$74	543%
Priority Health	$75	550%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm McLaren Flint is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.