CMS Price Transparency Data

Electrocardiogram (ECG/EKG)

Facility: Charlevoix Area Hospital

Billing Code: 93000 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 93000
  • Insurance Median: $86
  • Cash Discount Price: $109
  • vs. Medicare Baseline: 5.60x Medicare
The contracted insurance negotiated median rate for a Electrocardiogram (ECG/EKG) at Charlevoix Area Hospital is $86. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $15.36, this hospital’s rate is 5.60x the Medicare baseline. Located in 14700 Lakeshore Drive, Charlevoix, MI.
Cash / Self-Pay
$109

Average discount available for prompt cash payment at this facility.

Insurance Median
$86

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.36

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.36 (100%)
Cash / Self-Pay: $109 (710%)
Insurance Median: $86 (560%)
Cash: $109 (710% of Medicare)
Ins. Median: $86 (560% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.36 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 560% of the Medicare baseline (a markup of 460%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $10 - $143 65%
Mclaren Health Plan $10 - $144 65%
Meridian $10 65%
Priority Health $10 - $155 65%
UnitedHealthcare $10 - $135 65%
Aetna $15 - $140 98%
Blue Care Network $15 - $73 98%
Hap (Health Alliance Plan) $15 - $124 98%
Medicare (plans) $15 - $73 98%
Michigan Amish Medical Board $15 - $73 98%
Molina $15 - $79 98%
Northern Michigan Mennonite Group $15 - $73 98%
Cigna $20 - $155 130%
Provider Network Of America/Hma Group Health $21 - $132 137%
Asr Physicians Care Network $22 - $124 143%
Nomi Health $23 - $144 150%
Employee Benefits Logistics $25 - $124 163%
Hospice Of Michigan $61 - $93 397%
Enterprise Group Planning Employee Benefit Plan $81 - $124 527%
First Health/Coventry Health/Community Care Network $81 - $124 527%
Medical Cost Savings Solution $81 - $124 527%
Three Rivers Provider Network $86 - $132 560%
Iba Health And Life Assurance Company $93 - $143 605%
Cofinity $94 - $144 612%
Preferred Medical Claim Solutions $96 - $147 625%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 14700 Lakeshore Drive, Charlevoix, MI 49720
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals