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Hospital Profile Acute Care Hospital Voluntary non-profit - Private 283 Beds · rural Updated: 2025-12-31

McLaren Flint

401 S Ballenger Highway, Flint, MI 48532 · 122 Priced Procedures · 55% Patient Recommendation

CMS Overall Rating 2 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
0.79×vs. Fair Market Price
Position vs. 1.00× Fair Price21% Below Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are 21% below the fair benchmark (0.79×) after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).75/100 · Corroborated
75/100Self-Pay Cash Beats Insurance 28% of the Time
File Completeness51Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic75Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment65Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing88Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Benchmark Tier
CMS Star Rating2/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score56/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait186 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

2-Star CMS clinical quality rating paired with 0.79× fair market pricing.

Behavioral Pricing FingerprintLow Shoppable & Low Captive Rates

Uniform Value Leader · Low-Cost Across Departments

McLaren Flint maintains low, disciplined commercial pricing across both routine shoppable procedures (0.7× Medicare, p50 0.85× Fair BaseRate) and emergency/ancillary services (1.2× Medicare, p75 0.96× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.

#18 of 91 in MI · 18th State Percentile#255 of 3,385 in U.S. · 7th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Elective shoppable care is priced 21% below peer Fair BaseRate (0.79×)
  • Self-pay cash beats commercial insurance on 28% of shoppable procedures (99/100 Cash Honesty)
  • 2-Star CMS clinical rating with 55% patient recommendation (56/100 safety score)
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (25.9% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (0.79× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Captive ER (0.7×) & laboratory (1.7×) services average 1.71× higher multiples than routine shoppable care (0.7×)
  • Even at low-cost facilities (0.79× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Consolidated metro market (HHI 3,350) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Front-Door ShoppableElective / Imaging
0.7× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.71× Divergence
1.2× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+13% Upper Tail
Q25 0.34× · Q50 0.85× · Q75 0.96×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
0.7× MedicareGood
Outpatient Surgery & ORBack-Door Captive
0.5× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
0.9× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
0.7× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.7× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
0.5× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
28% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
2 CMS · 56/100Elevated

Procedure Prices at McLaren Flint

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 122 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Spinal fusion, single level (inpatient stay)
MS-DRG Code: 451
$32,238 1.0×
Total hip replacement
CPT Code: 27130
$22,602 1.7×
Sepsis treatment (inpatient stay)
MS-DRG Code: 871
$19,572 1.0×
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$19,439 1.0×
Total knee replacement
CPT Code: 27447
$19,347 1.4×
Heart stent placement (inpatient stay)
MS-DRG Code: 322
$17,807 1.0×
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$8,136 1.0×
Blood transfusion
CPT Code: 36430
$4,019 8.1×
C-section delivery (full package)
CPT Code: 59510
$2,842 1.0×
Vaginal delivery (full package)
CPT Code: 59400
$2,648 1.0×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$1,384 2.4×
Sleep study (overnight, in lab)
CPT Code: 95810
$1,350 1.3×
Trauma team activation
HCPCS Code: G0390
$1,290 0.9×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$1,001 0.2×
Cataract surgery with lens implant
CPT Code: 66984
$800 0.3×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$820 0.2×
Inguinal hernia repair
CPT Code: 49505
$792 0.2×
Injection procedure for pain management
HCPCS Code: G0260
$675 0.8×
Bunion correction surgery
CPT Code: 28296
$596 0.2×
Breast lump removal
CPT Code: 19120
$521 0.1×
Ultrasound, leg veins (duplex)
CPT Code: 93970
$295 1.1×
Rabies immune globulin
HCPCS Code: 90375
$273 0.8×
Colonoscopy (diagnostic)
CPT Code: 45378
$292 0.3×
Colonoscopy with biopsy
CPT Code: 45380
$317 0.3×
Upper endoscopy with biopsy
CPT Code: 43239
$218 0.2×
Showing top 25 high-impact procedures of 122 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 25.9%

Audit a Bill or Quote at McLaren Flint (Zero PHI Required)

CMS CCN: 230141
CPT 451
Fair BaseRate™ $30,775
Medicare Rate $23,504
Self-Pay Cash $74,949
Insurer Median $32,238
Pre-filled with McLaren Flint’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $38,764 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $38,764

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (25.9% of gross = $38,764).

Step 2 · Cash vs. Insurance Arbitrage Save $74,949 Paying Cash

Self-Pay Cash Rate ($74,949) Beats Your Bill

McLaren Flint's published 45 CFR § 180 self-pay cash rate is $74,949 (vs. $32,238 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$119,123 Above Fair BaseRate

Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)

Your bill ($149,898) is $119,123 above the denoised Fair BaseRate ($30,775) and 6.4× the $23,504 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 382383119
Filing Period: 198203
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (25.9% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall2/5 Stars (2/5)
Safety Composite56/100
Would Recommend55%
Rated 9 or 10 (HCAHPS)59%
Median ER Wait186 min
Left ER Before Seen2%
30-Day Mortality vs U.S.same
Unplanned Readmissionworse
Hip/Knee Complication Rate3.4%

Healthcare-Associated Infections (CDC NHSN / CMS HAI)

1.00 SIR = National Predicted Baseline (Lower Is Safer)
Central-Line Bloodstream Infectionbetter
C. diff Hospital-Onset Infectionbetter

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at McLaren Flint. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-06-16·administrative_or_closure

    Met Requirements

    Recorded
  • 2025-05-20·administrative_or_closure

    Met Requirements

    Recorded
  • 2025-04-09·administrative_or_closure

    Met Requirements

    Recorded
  • 2023-07-17·administrative_or_closure

    Met Requirements

    Recorded

Source: CMS Hospital Care Compare (549 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Quality & Price Benchmark

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for McLaren Flint.

Price Index: 1.20× regional baseline
Quality: 42/100 CMS composite
Median Household Income$60,673U.S. Census ACS
Local Uninsured Share4.8%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 75/100 · Corroborated CMS CCN 230141 EIN 382383119

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileCMS_45_CFR_180_FILING.json
Publication / Vintage2025-12-31
Validated Rate Rows2,140 (CMS v3.0.0)
File Integrity DigestVerified · CCN 230141

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.