CMS Price Transparency Data

Blood test, vitamin B12

Facility: Essentia Health St Mary's Medical Center

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82607
  • Insurance Median: $95
  • Cash Discount Price: $139
  • vs. Medicare Baseline: 6.30x Medicare
The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Essentia Health St Mary's Medical Center is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 6.30x the Medicare baseline. Located in 402 East Second Street, Duluth, MN.
Cash / Self-Pay
$139

Average discount available for prompt cash payment at this facility.

Insurance Median
$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)
Cash / Self-Pay: $139 (922%)
Insurance Median: $95 (630%)
Cash: $139 (922% of Medicare)
Ins. Median: $95 (630% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 630% of the Medicare baseline (a markup of 530%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advocare/Security Health $15 99%
Blue Cross Blue Shield $15 - $160 99%
Freedom Blue Ppo $15 99%
Healthpartners Care Msho / Mcr Adv $15 99%
Imcare Msho (Ref Req) $15 99%
Imcare Msho Pcc Prime $15 99%
Imcare Msho Ref Req $15 99%
Itasca Med Care $15 99%
Medica Advantage Solutions $15 99%
Medica Msho/Dual Solutions $15 99%
Medica Prime Solution Group $15 99%
Medicare (plans) $15 99%
Nd Va Administration $15 99%
Platinum Blue / Vantage Blue $15 99%
Primewest $15 99%
Primewest Msho $15 99%
Secure Blue Msho $15 99%
Ubh Cost Plan $15 99%
Ubh Msho $15 99%
Ucare Msho $15 99%
UnitedHealthcare $15 - $154 99%
Sanford Health Plan $49 - $95 325%
Medica Access $70 464%
Healthpartners Care Pmap $84 557%
Blue Plus Pmap Pcc Prime $93 - $105 617%
Medica $116 - $119 769%
Medica Uplan $116 769%
Healthpartners $126 - $150 836%
Medica Choice $128 849%
Ucare $138 915%
Cigna $150 995%
Healthpartners Pcc Prime $150 995%
Wea $151 - $162 1001%
Security Health $162 1074%
America'S Ppo $163 1081%
Wps $174 - $176 1154%
Aetna $178 1180%
Healthscope Benefits $178 1180%
Healtheos $181 1200%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 402 East Second Street, Duluth, MN 55805
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals