CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Essentia Health St Mary's Medical Center

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 94640
  • Insurance Median: $156
  • Cash Discount Price: $138
  • vs. Medicare Baseline: 0.70x Medicare
The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Essentia Health St Mary's Medical Center is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $138. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.70x the Medicare baseline. Located in 402 East Second Street, Duluth, MN.
Cash / Self-Pay
$138

Average discount available for prompt cash payment at this facility.

Insurance Median
$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)
Cash / Self-Pay: $138 (62%)
Insurance Median: $156 (70%)
Cash: $138 (62% of Medicare)
Ins. Median: $156 (70% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $30 - $338 13%
Sanford Health Plan $30 - $360 13%
Blue Plus Pmap Pcc Prime $34 - $104 15%
Ucare $45 - $138 20%
Wea $50 - $161 22%
America'S Ppo $53 - $162 24%
Security Health $53 - $161 24%
Wps $57 - $176 25%
Aetna $59 - $178 26%
Healtheos $59 - $180 26%
Healthscope Benefits $59 - $178 26%
Medica Access $69 31%
Healthpartners Care Pmap $83 37%
Medica $116 - $119 52%
Medica Uplan $116 52%
Healthpartners $125 - $149 56%
Medica Choice $128 57%
Cigna $149 67%
Healthpartners Pcc Prime $149 67%
UnitedHealthcare $153 - $204 68%
Itasca Med Care $203 91%
Advocare/Security Health $204 91%
Freedom Blue Ppo $204 91%
Healthpartners Care Msho / Mcr Adv $204 91%
Imcare Msho (Ref Req) $204 91%
Imcare Msho Pcc Prime $204 91%
Imcare Msho Ref Req $204 91%
Medica Advantage Solutions $204 91%
Medica Msho/Dual Solutions $204 91%
Medica Prime Solution Group $204 91%
Medicare (plans) $204 91%
Nd Va Administration $204 91%
Platinum Blue / Vantage Blue $204 91%
Primewest Msho $204 91%
Secure Blue Msho $204 91%
Ubh Cost Plan $204 91%
Ubh Msho $204 91%
Ucare Msho $204 91%
Primewest $206 92%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 402 East Second Street, Duluth, MN 55805
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals