CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Essentia Health St Joseph's Medical Center

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $128
  • Cash Discount Price: $191
  • vs. Medicare Baseline: 1.68x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Essentia Health St Joseph's Medical Center is $128. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $191. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 1.68x the Medicare baseline. Located in 523 North 3Rd Street, Brainerd, MN.
Cash / Self-Pay
$191

Average discount available for prompt cash payment at this facility.

Insurance Median
$128

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $191 (251%)
Insurance Median: $128 (168%)
Cash: $191 (251% of Medicare)
Ins. Median: $128 (168% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advocare/Security Health $75 98%
Blue Cross Blue Shield $75 - $577 98%
Freedom Blue Ppo $75 98%
Healthpartners Care Msho / Mcr Adv $75 98%
Imcare Msho Pcc Prime $75 98%
Imcare Msho Ref Req $75 98%
Itasca Med Care $75 98%
Medica Advantage Solutions $75 98%
Medica Msho/Dual Solutions $75 98%
Medica Prime Solution Group $75 98%
Medicare (plans) $75 98%
Nd Va Administration $75 98%
Platinum Blue/Vantage Blue $75 98%
Primewest Msho $75 98%
Secure Blue Msho $75 98%
Ubh Cost Plan $75 98%
Ubh Msho $75 98%
Ucare Msho $75 98%
UnitedHealthcare $75 - $216 98%
Primewest $76 100%
Medica Access $90 118%
Healthpartners Care Pmap $122 160%
Sanford Health Plan $122 - $128 160%
Blue Plus Pmap Pcc Prime $128 - $551 168%
Medica $181 - $201 238%
Medica Uplan $181 238%
Ucare $187 246%
Wea $204 - $219 268%
Medica Choice $207 272%
Cigna $209 274%
Healthpartners $209 274%
Healthpartners Pcc Prime $209 274%
America'S Ppo $220 289%
Wps $236 - $239 310%
Aetna $241 316%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 523 North 3Rd Street, Brainerd, MN 56401
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals