CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Essentia Health Deer River

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92507
Insurance Median: $156
Cash Discount Price: $210
vs. Medicare Baseline: 2.05x Medicare

The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Essentia Health Deer River is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $210. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 2.05x the Medicare baseline. Located in 115 10Th Avenue Northeast, Deer River, MN.

Cash / Self-Pay

$210

Average discount available for prompt cash payment at this facility.

Insurance Median

$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)

Cash / Self-Pay: $210 (276%)

Insurance Median: $156 (205%)

Cash: $210 (276% of Medicare)

Ins. Median: $156 (205% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 205% of the Medicare baseline (a markup of 105%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Itasca Med Care	$75	98%
Blue Cross Blue Shield	$109 - $199	143%
Blue Plus Pmap Pcc Prime	$109 - $156	143%
Healthpartners Care Pmap	$114	150%
Advocare/Security Health	$122	160%
Freedom Blue Ppo	$122	160%
Healthpartners Care Msho / Mcr Adv	$122	160%
Imcare Msho Pcc Prime	$122	160%
Imcare Msho Ref Req	$122	160%
Medica Advantage Solutions	$122	160%
Medica Msho/Dual Solutions	$122	160%
Medica Prime Solution Group	$122	160%
Medicare (plans)	$122	160%
Healthpartners	$192 - $226	252%
America'S Ppo	$220	289%
Cigna	$222 - $226	292%
Healthpartners Pcc Prime	$222 - $226	292%
Aetna	$241	316%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $210.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92507.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Essentia Health Deer River is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92507.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.