CMS Price Transparency Data

Blood test, calcium

Facility: Lakewood Health System

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $31
Cash Discount Price: $47
vs. Medicare Baseline: 6.01x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Lakewood Health System is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $47. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 6.01x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$47

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $47 (911%)

Insurance Median: $31 (601%)

Cash: $47 (911% of Medicare)

Ins. Median: $31 (601% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 601% of the Medicare baseline (a markup of 501%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$29 - $55	562%
Humana	$30	581%
Medica Msho/Mcr Adv	$30	581%
UnitedHealthcare	$30 - $67	581%
Ucare Mcr Adv	$31	601%
Ucare Msho/Special Needs	$31	601%
Ucare Individual/Family - All Other Plans	$34	659%
Medica Choice Care	$37	717%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$67	1298%
Health Partners - All Plans	$70	1357%
Preferred One Hmo	$71	1376%
Preferred One Ppo - All Other Plans	$71	1376%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $47.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.