CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Lakewood Health System

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $38
Cash Discount Price: $45
vs. Medicare Baseline: 6.32x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Lakewood Health System is $38. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $45. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 6.32x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$45

Average discount available for prompt cash payment at this facility.

Insurance Median

$38

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $45 (749%)

Insurance Median: $38 (632%)

Cash: $45 (749% of Medicare)

Ins. Median: $38 (632% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 632% of the Medicare baseline (a markup of 532%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$14 - $80	233%
Humana	$14 - $44	233%
Medica Msho/Mcr Adv	$14 - $44	233%
Ucare Mcr Adv	$14 - $45	233%
Ucare Msho/Special Needs	$14 - $45	233%
UnitedHealthcare	$14 - $97	233%
Ucare Individual/Family - All Other Plans	$16 - $50	266%
Medica Choice Care	$17 - $53	283%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$31 - $98	516%
Health Partners - All Plans	$33 - $102	549%
Preferred One Hmo	$33 - $104	549%
Preferred One Ppo - All Other Plans	$33 - $104	549%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $45.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.