CMS Price Transparency Data

Blood test, vitamin D

Facility: Lakewood Health System

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $106
Cash Discount Price: $89
vs. Medicare Baseline: 3.58x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Lakewood Health System is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $89. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 3.58x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$89

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $89 (301%)

Insurance Median: $106 (358%)

Cash: $89 (301% of Medicare)

Ins. Median: $106 (358% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 358% of the Medicare baseline (a markup of 258%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$44 - $388	149%
Medica Msho/Mcr Adv	$45 - $211	152%
UnitedHealthcare	$45 - $470	152%
Humana	$46 - $213	155%
Ucare Mcr Adv	$47 - $218	159%
Ucare Msho/Special Needs	$47 - $218	159%
Ucare Individual/Family - All Other Plans	$52 - $243	176%
Medica Choice Care	$55 - $258	186%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$101 - $473	341%
Health Partners - All Plans	$106 - $496	358%
Preferred One Hmo	$107 - $502	361%
Preferred One Ppo - All Other Plans	$107 - $502	361%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $89.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.