CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Lakewood Health System

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $397
Cash Discount Price: $1,216
vs. Medicare Baseline: 0.32x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Lakewood Health System is $397. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,216. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.32x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$1,216

Average discount available for prompt cash payment at this facility.

Insurance Median

$397

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $1,216 (99%)

Insurance Median: $397 (32%)

Cash: $1,216 (99% of Medicare)

Ins. Median: $397 (32% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ucare Msho/Special Needs	$125 - $1,288	10%
Blue Cross Blue Shield	$169 - $4,502	14%
Humana	$169 - $1,262	14%
Ucare Mcr Adv	$169 - $1,288	14%
UnitedHealthcare	$169 - $2,781	14%
Medica Msho/Mcr Adv	$191 - $1,250	16%
Ucare Individual/Family - All Other Plans	$271 - $1,438	22%
Medica Choice Care	$326 - $1,525	27%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$326 - $2,797	27%
Preferred One Hmo	$374 - $2,969	31%
Preferred One Ppo - All Other Plans	$397 - $2,969	32%
Health Partners - All Plans	$477 - $2,938	39%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,216.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.