CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Lakewood Health System

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 470
  • Insurance Median: $9,897
  • Cash Discount Price: $38,751
  • vs. Medicare Baseline: 0.70x Medicare
The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Lakewood Health System is $9,897. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $38,751. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 0.70x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.
Cash / Self-Pay
$38,751

Average discount available for prompt cash payment at this facility.

Insurance Median
$9,897

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)
Cash / Self-Pay: $38,751 (276%)
Insurance Median: $9,897 (70%)
Cash: $38,751 (276% of Medicare)
Ins. Median: $9,897 (70% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $5,264 - $55,627 37%
Medica Choice Care $7,914 56%
Blue Cross Blue Shield $9,609 - $45,989 68%
Humana $9,609 68%
Medica Msho/Mcr Adv $9,609 68%
Ucare Mcr Adv $9,897 70%
Ucare Msho/Special Needs $9,897 70%
Ucare Individual/Family - All Other Plans $11,051 79%
Medica Choice/Focus/Ifb/Mhps - All Other Plans $55,939 398%
Health Partners - All Plans $58,752 418%
Preferred One Hmo $59,377 423%
Preferred One Ppo - All Other Plans $59,377 423%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 49725 County Road 83, Staples, MN 56479
  • CMS Rating: No CMS Rating
  • Ownership Type: Voluntary non-profit - Other
  • Hospital Type: Critical Access Hospitals