CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Lakewood Health System

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $57
Cash Discount Price: $70
vs. Medicare Baseline: 0.60x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Lakewood Health System is $57. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $70. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 0.60x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$70

Average discount available for prompt cash payment at this facility.

Insurance Median

$57

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $70 (74%)

Insurance Median: $57 (60%)

Cash: $70 (74% of Medicare)

Ins. Median: $57 (60% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$23 - $276	24%
UnitedHealthcare	$24 - $110	25%
Ucare Mcr Adv	$25 - $56	26%
Ucare Msho/Special Needs	$25 - $51	26%
Ucare Individual/Family - All Other Plans	$28 - $89	29%
Humana	$50 - $279	53%
Medica Msho/Mcr Adv	$50 - $64	53%
Health Partners - All Plans	$56 - $140	59%
Preferred One Hmo	$57 - $125	60%
Preferred One Ppo - All Other Plans	$57 - $132	60%
Medica Choice Care	$61 - $110	64%
Medica Choice/Focus/Ifb/Mhps - All Other Plans	$110 - $111	116%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $70.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.