CMS Price Transparency Data

Psychological testing evaluation

Facility: Lakewood Health System

Billing Code: 96136 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96136
Insurance Median: $47
Cash Discount Price: $71
vs. Medicare Baseline: 0.35x Medicare

The contracted insurance negotiated median rate for a Psychological testing evaluation at Lakewood Health System is $47. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $135.93, this hospital’s rate is 0.35x the Medicare baseline. Located in 49725 County Road 83, Staples, MN.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$47

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.93 (100%)

Cash / Self-Pay: $71 (52%)

Insurance Median: $47 (35%)

Cash: $71 (52% of Medicare)

Ins. Median: $47 (35% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$44 - $84	32%
Humana	$46	34%
UnitedHealthcare	$46 - $101	34%
Ucare Mcr Adv	$47	35%
Ucare Msho/Special Needs	$47	35%
Ucare Individual/Family - All Other Plans	$52	38%
Medica Choice Care	$56	41%
Health Partners - All Plans	$107	79%
Preferred One Hmo	$108	79%
Preferred One Ppo - All Other Plans	$108	79%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96136.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lakewood Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96136.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.