CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Lifecare Medical Center

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $45
Cash Discount Price: $79
vs. Medicare Baseline: 7.49x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Lifecare Medical Center is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $79. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 7.49x the Medicare baseline. Located in 715 Delmore Drive, Roseau, MN.

Cash / Self-Pay

$79

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $79 (1314%)

Insurance Median: $45 (749%)

Cash: $79 (1314% of Medicare)

Ins. Median: $45 (749% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 749% of the Medicare baseline (a markup of 649%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$36 - $90	599%
Medica Mcr Adv	$38	632%
UnitedHealthcare	$38	632%
Medica Mcaid	$42	699%
Ucare Mcr Adv	$45	749%
Ucare Mcr Select	$45	749%
Ucare Sr Hlth Options (Msho)	$45	749%
Medica Msho	$56	932%
Sanford-All Plans	$86	1431%
Medica Comm - All Other Plans	$87	1448%
Health Partners - All Plans	$90	1498%
Ucare - All Other Plans	$99	1647%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $79.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lifecare Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.