Colonoscopy (diagnostic)
Facility: Stevens Community Medical Center Inc
Billing Code: 45378 (CPT)
This hospital's typical commercial price is $211 compared to the $983 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
A typical price — 3 charge more and 5 charge less, among the 9 MN hospitals compared.
Black dot = this hospital, among the 9 MN hospitals with a price for this procedure. Full list below.
A fair price for a Colonoscopy (diagnostic) is about $983 (about 1.0× the $950 Medicare rate). Stevens Community Medical Center Inc charges insurers about $211, or about $559 in cash — below the fair price — a good deal. Located in Morris, MN.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
3 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $242 - $578 | 25% |
| Blue Cross Blue Shieldmajor | $201 - $462 | 21% |
| Humanamajor | $156 - $283 | 16% |
| HealthPartners | $296 | 31% |
| Medica | $180 - $587 | 19% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Stevens Community Medical Center Inc
Compare: Colonoscopy (diagnostic) at other MN hospitals
- Ely - Bloomenson Community Hospital · Ely $156
- Chippewa County Hospital · Montevideo $160
- Windom Area Health · Windom $169
- Perham Health · Perham $180
- Range Regional Health Services · Hibbing $182
- Madison Hospital · Madison $213
- Lakewood Health System · Staples $250
- Lifecare Medical Center · Roseau $289
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Stevens Community Medical Center Inc (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $270
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $270).
Self-Pay Cash Rate ($559) Beats Your Bill
Stevens Community Medical Center Inc's published 45 CFR § 180 self-pay cash rate is $559 (vs. $211 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $983 Fair BaseRate ($950 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($983).
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.