CMS Price Transparency Data

Total knee replacement

Facility: Stevens Community Medical Center Inc

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,092
Cash Discount Price: $1,339
vs. Medicare Baseline: 0.08x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Stevens Community Medical Center Inc is $1,092. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,339. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.08x the Medicare baseline. Located in 400 East First Street, Morris, MN.

Cash / Self-Pay

$1,339

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,092

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $1,339 (10%)

Insurance Median: $1,092 (8%)

Cash: $1,339 (10% of Medicare)

Ins. Median: $1,092 (8% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$483 - $1,107	4%
Triwest - All Plans	$672 - $1,065	5%
Humana	$678 - $1,076	5%
Medica Mcaid Mn Care	$760	6%
Medica Ifb	$1,191	9%
Medica Mcr Adv Mayo	$1,237	9%
UnitedHealthcare	$1,385 - $1,668	11%
Medica Comm - All Other Plans	$1,407	11%
Hpi Health Partners - All Plans	$2,066	16%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,339.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Stevens Community Medical Center Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.