CMS Price Transparency Data

Blood test, complete blood count (CBC)

Facility: Mosaic Life Care at St Joseph

Billing Code: 85025 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85025
Insurance Median: $36
Cash Discount Price: $94
vs. Medicare Baseline: 4.63x Medicare

The contracted insurance negotiated median rate for a Blood test, complete blood count (CBC) at Mosaic Life Care at St Joseph is $36. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $94. Compared to the federal Medicare reimbursement reference rate of $7.77, this hospital’s rate is 4.63x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$94

Average discount available for prompt cash payment at this facility.

Insurance Median

$36

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$7.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $7.77 (100%)

Cash / Self-Pay: $94 (1210%)

Insurance Median: $36 (463%)

Cash: $94 (1210% of Medicare)

Ins. Median: $36 (463% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $7.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 463% of the Medicare baseline (a markup of 363%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$7 - $91	90%
Amerigroup Of Iowa	$7 - $11	90%
Iowa Total Care	$7 - $11	90%
Medicaid / KanCare	$7	90%
Molina Of Iowa	$7 - $11	90%
UnitedHealthcare	$7 - $155	90%
Blue Cross Blue Shield	$8 - $95	103%
Ambetter / Centene	$15	193%
Centurion	$24 - $77	309%
Geha Shared Services	$28 - $89	360%
Freedom Select Healthlink	$30 - $94	386%
Healthlink Open Access	$30 - $94	386%
Preferred Health Professional	$30 - $94	386%
Sisco	$30 - $94	386%
Cigna	$31 - $97	399%
Multiplan	$36 - $99	463%
Home State Of Missouri	$160	2059%
Healthy Blue Of Missouri	$196	2523%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $94.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85025.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85025.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.