CMS Price Transparency Data

Blood test, thyroid (TSH)

Facility: Mosaic Life Care at St Joseph

Billing Code: 84443 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84443
Insurance Median: $72
Cash Discount Price: $153
vs. Medicare Baseline: 4.29x Medicare

The contracted insurance negotiated median rate for a Blood test, thyroid (TSH) at Mosaic Life Care at St Joseph is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $153. Compared to the federal Medicare reimbursement reference rate of $16.8, this hospital’s rate is 4.29x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$153

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$16.8

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $16.8 (100%)

Cash / Self-Pay: $153 (911%)

Insurance Median: $72 (429%)

Cash: $153 (911% of Medicare)

Ins. Median: $72 (429% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 429% of the Medicare baseline (a markup of 329%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$16 - $149	95%
Amerigroup Of Iowa	$16 - $24	95%
Iowa Total Care	$16 - $24	95%
Medicaid / KanCare	$16	95%
Molina Of Iowa	$16 - $24	95%
UnitedHealthcare	$16 - $254	95%
Blue Cross Blue Shield	$17 - $156	101%
Centurion	$27 - $126	161%
Geha Shared Services	$32 - $146	190%
Ambetter / Centene	$33	196%
Freedom Select Healthlink	$33 - $155	196%
Healthlink Open Access	$33 - $155	196%
Preferred Health Professional	$33 - $155	196%
Sisco	$33 - $155	196%
Cigna	$34 - $158	202%
Multiplan	$77 - $162	458%
Home State Of Missouri	$261	1554%
Healthy Blue Of Missouri	$320	1905%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $153.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84443.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84443.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.