CMS Price Transparency Data

Blood test, vitamin D

Facility: Mosaic Life Care at St Joseph

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $72
Cash Discount Price: $153
vs. Medicare Baseline: 2.43x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Mosaic Life Care at St Joseph is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $153. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 2.43x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$153

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $153 (517%)

Insurance Median: $72 (243%)

Cash: $153 (517% of Medicare)

Ins. Median: $72 (243% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 243% of the Medicare baseline (a markup of 143%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$25 - $149	84%
Medicaid / KanCare	$25	84%
UnitedHealthcare	$25 - $254	84%
Amerigroup Of Iowa	$28 - $42	95%
Iowa Total Care	$28 - $42	95%
Molina Of Iowa	$28 - $42	95%
Blue Cross Blue Shield	$31 - $156	105%
Centurion	$48 - $126	162%
Geha Shared Services	$55 - $146	186%
Ambetter / Centene	$58	196%
Freedom Select Healthlink	$58 - $155	196%
Healthlink Open Access	$58 - $155	196%
Preferred Health Professional	$58 - $155	196%
Sisco	$58 - $155	196%
Cigna	$60 - $158	203%
Multiplan	$136 - $162	459%
Home State Of Missouri	$261	882%
Healthy Blue Of Missouri	$320	1081%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $153.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.