CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: Mosaic Life Care at St Joseph

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $1,218
Cash Discount Price: $1,275
vs. Medicare Baseline: 5.00x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at Mosaic Life Care at St Joseph is $1,218. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,275. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 5.00x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$1,275

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,218

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,275 (523%)

Insurance Median: $1,218 (500%)

Cash: $1,275 (523% of Medicare)

Ins. Median: $1,218 (500% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 500% of the Medicare baseline (a markup of 400%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$68 - $2,068	28%
Medicaid / KanCare	$68 - $152	28%
UnitedHealthcare	$68 - $3,525	28%
Amerigroup Of Iowa	$78 - $196	32%
Iowa Total Care	$78 - $196	32%
Molina Of Iowa	$78 - $196	32%
Blue Cross Blue Shield	$88 - $2,170	36%
Ambetter / Centene	$311 - $463	128%
Centurion	$600 - $1,750	246%
Geha Shared Services	$1,218 - $2,030	500%
Freedom Select Healthlink	$1,288 - $2,146	528%
Healthlink Open Access	$1,288 - $2,146	528%
Preferred Health Professional	$1,288 - $2,146	528%
Sisco	$1,288 - $2,146	528%
Cigna	$1,320 - $2,200	541%
Multiplan	$1,350 - $2,250	554%
Home State Of Missouri	$2,175 - $3,625	892%
Healthy Blue Of Missouri	$2,670 - $4,450	1095%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,275.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.