CMS Price Transparency Data

Family therapy session

Facility: Mosaic Life Care at St Joseph

Billing Code: 90847 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$120

about 0.7× the $181 Medicare rate · typically $87–$120

modeled estimate · not a bill or quote

What this hospital charges insurers

$120

About the fair price

0.7× Medicare

Medicare pays $181 Fair price $120 This hospital $120 Cash price $170 Hospital's list price $200

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

One of the lower prices — 5 of 8 other MO hospitals charge more for the same procedure.

Cheapest $109 Priciest $137

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Family therapy session is about $120 (about 0.7× the $181 Medicare rate). Mosaic Life Care at St Joseph charges insurers about $120, or about $170 in cash — about the fair price. Located in Saint Joseph, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$74 - $282	41%
Blue Cross Blue Shieldmajor	$101 - $174	56%
Aetnamajor	$74 - $165	41%
Cignamajor	$176 - $181	97%
Ambetter (Centene)	$192 - $308	106%
Amerigroup	$18 - $247	10%
GEHA	$162 - $167	89%
HealthLink	$172 - $177	95%
Molina	$18 - $247	10%
SelectHealth	$172 - $177	95%
+ 5 smaller / regional plans	$18 - $356

Government programs also on file: Medicaid.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 170), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm Mosaic Life Care at St Joseph is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mosaic Life Care at St Joseph

Compare: Family therapy session at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.