CMS Price Transparency Data

Prosthetic fitting and training

Facility: Mosaic Life Care at St Joseph

Billing Code: 97761 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97761
Insurance Median: $70
Cash Discount Price: $77
vs. Medicare Baseline: 1.73x Medicare

The contracted insurance negotiated median rate for a Prosthetic fitting and training at Mosaic Life Care at St Joseph is $70. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $77. Compared to the federal Medicare reimbursement reference rate of $40.41, this hospital’s rate is 1.73x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$77

Average discount available for prompt cash payment at this facility.

Insurance Median

$70

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$40.41

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $40.41 (100%)

Cash / Self-Pay: $77 (191%)

Insurance Median: $70 (173%)

Cash: $77 (191% of Medicare)

Ins. Median: $70 (173% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $40.41 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$20 - $74	49%
Medicaid / KanCare	$20 - $25	49%
UnitedHealthcare	$20 - $127	49%
Amerigroup Of Iowa	$23 - $24	57%
Iowa Total Care	$23 - $24	57%
Molina Of Iowa	$23 - $24	57%
Blue Cross Blue Shield	$25 - $78	62%
Centurion	$36 - $63	89%
Ambetter / Centene	$70	173%
Geha Shared Services	$73	181%
Freedom Select Healthlink	$77	191%
Healthlink Open Access	$77	191%
Preferred Health Professional	$77	191%
Sisco	$77	191%
Cigna	$79	195%
Multiplan	$81 - $92	200%
Home State Of Missouri	$130	322%
Healthy Blue Of Missouri	$160	396%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $77.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97761.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97761.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.