CMS Price Transparency Data

X-ray, chest (two views)

Facility: Mosaic Life Care at St Joseph

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $47
Cash Discount Price: $425
vs. Medicare Baseline: 0.53x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Mosaic Life Care at St Joseph is $47. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $425. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.53x the Medicare baseline. Located in 5325 Faraon Street, Saint Joseph, MO.

Cash / Self-Pay

$425

Average discount available for prompt cash payment at this facility.

Insurance Median

$47

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $425 (478%)

Insurance Median: $47 (53%)

Cash: $425 (478% of Medicare)

Ins. Median: $47 (53% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $414	10%
Medicaid / KanCare	$9 - $74	10%
UnitedHealthcare	$9 - $705	10%
Amerigroup Of Iowa	$10 - $27	11%
Iowa Total Care	$10 - $27	11%
Molina Of Iowa	$10 - $27	11%
Blue Cross Blue Shield	$11 - $434	12%
Centurion	$38 - $350	43%
Multiplan	$44 - $450	49%
Geha Shared Services	$45 - $406	51%
Freedom Select Healthlink	$47 - $429	53%
Healthlink Open Access	$47 - $429	53%
Preferred Health Professional	$47 - $429	53%
Sisco	$47 - $429	53%
Cigna	$48 - $440	54%
Ambetter / Centene	$55 - $169	62%
Home State Of Missouri	$725	815%
Healthy Blue Of Missouri	$890	1001%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $425.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mosaic Life Care at St Joseph is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.