CMS Price Transparency Data

Family therapy session

Facility: Research Medical Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $1,184
Cash Discount Price: $2,945
vs. Medicare Baseline: 6.53x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Research Medical Center is $1,184. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,945. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 6.53x the Medicare baseline. Located in 2316 E Meyer Blvd, Kansas City, MO.

Cash / Self-Pay

$2,945

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,184

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $2,945 (1624%)

Insurance Median: $1,184 (653%)

Cash: $2,945 (1624% of Medicare)

Ins. Median: $1,184 (653% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 653% of the Medicare baseline (a markup of 553%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$383 - $1,148	211%
Ambetter / Centene	$548	302%
Nhc Advantage	$560	309%
Oscar	$560	309%
Healthyblue	$589	325%
Wppa Providrs Care Network	$589	325%
Aetna	$648 - $1,502	357%
Cigna	$730 - $1,472	403%
United	$739 - $1,325	408%
Universal Healthcare	$1,031	569%
Coventry	$1,184	653%
Coventry Kc Mo	$1,207	666%
College Park Family Care Center	$1,266	698%
Emerging Therapy Solutions	$1,414 - $1,472	780%
Oha Network	$1,472	812%
Multiplan	$1,561 - $2,356	861%
Humana	$1,767 - $1,914	974%
Corvel Corporation	$1,914	1055%
Focus Healthcare Mgmt, Inc	$2,209	1218%
Triwest Health Alliance	$2,209	1218%
Cco, Inc.	$2,356	1299%
UnitedHealthcare	$2,621 - $2,945	1445%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,945.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Research Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.