CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Mercy Hospital South

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $82
Cash Discount Price: $92
vs. Medicare Baseline: 2.96x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Mercy Hospital South is $82. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $92. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 2.96x the Medicare baseline. Located in 10010 Kennerly Road, Saint Louis, MO.

Cash / Self-Pay

$92

Average discount available for prompt cash payment at this facility.

Insurance Median

$82

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $92 (332%)

Insurance Median: $82 (296%)

Cash: $92 (332% of Medicare)

Ins. Median: $82 (296% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 296% of the Medicare baseline (a markup of 196%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$9 - $145	32%
Aetna	$21 - $184	76%
American Health Advantage Of Mo Mcr [10473]	$26	94%
Blue Cross Blue Shield	$26 - $233	94%
Cherokee Nation Health Serv Contracted [320066]	$26	94%
Cross Timbers Hospice [20098]	$26	94%
Dept Of Veteran Affairs Contracted [320106]	$26	94%
Elara Caring Aspire Hospice Contracted [320433]	$26	94%
Elara Caring Aspire Hospice [20433]	$26	94%
Globalhealth Contracted [320145]	$26	94%
Halo Hcr Inc Hospice Contracted [320432]	$26	94%
Halo Hcr Inc Hospice [20432]	$26	94%
Humana	$26 - $102	94%
Kindful Hospice Contracted [320434]	$26	94%
Kindful Hospice [20434]	$26	94%
Medicare (plans)	$26 - $142	94%
Mercy Hospice Okc [20252]	$26	94%
Pace Of The Ozarks Contracted [320518]	$26	94%
Qual Choice Contracted [320325]	$26	94%
Tricare	$26	94%
UnitedHealthcare	$26 - $193	94%
Cigna	$27 - $233	97%
Provider Partners Health Plans Contracted [320450]	$29	105%
St Johns Mercy Rehab Llc Contracted [320359]	$29	105%
Medica Contracted [320239]	$37 - $137	133%
Ambetter / Centene	$38 - $145	137%
Home State Health Plan Contracted [320187]	$38 - $145	137%
Novasys Contracted [320285]	$38 - $145	137%
Centivo Contracted [320505]	$44	159%
Preferred Health Plan Contracted [320522]	$46	166%
Hope Trust Contracted [320488]	$60	216%
Aither Health Contracted [320449]	$61 - $215	220%
Aither Health [20449]	$61 - $215	220%
Auxiant Contracted [320462]	$61 - $215	220%
Ebms Contracted [320493]	$61 - $215	220%
Edison Health Solutions Contracted [320502]	$61 - $215	220%
Healthlink Contracted [320179]	$61 - $225	220%
Imagine 360 Contracted [320494]	$61 - $215	220%
Mercy Benefit Admin Contracted [320251]	$61 - $215	220%
Mercy Benefit Admin [20251]	$61 - $215	220%
Reflect Health Contracted [320492]	$61 - $215	220%
Show-Me Health Administrators Contracted [320483]	$61 - $219	220%
Yuzu Health Contracted [320521]	$61 - $215	220%
Health Choices Contracted [320448]	$85	307%
Health Choices [20448]	$85	307%
Medical Associates Health Contracted [320444]	$85	307%
Federal Medical Center Contracted [320127]	$92	332%
Insurance System Inc Contracted [320465]	$92	332%
Point C Contracted [320238]	$92	332%
Tri State Healthcare Coalition Contracted [320379]	$92	332%
First Health Contracted [320128]	$99 - $102	357%
Mercy Mgd Behavioral Health Contracted [320259]	$99	357%
Multiplan Contracted [320270]	$99 - $106	357%
Private Health Care Systems Contracted [320320]	$99	357%
Workers Comp [20426]	$106 - $114	382%
United Medical Resources Contracted [320454]	$118 - $193	426%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $92.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Hospital South is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.