CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Lafayette Regional Health Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $108
Cash Discount Price: $250
vs. Medicare Baseline: 3.90x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Lafayette Regional Health Center is $108. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $250. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 3.90x the Medicare baseline. Located in 1500 State Street, Lexington, MO.

Cash / Self-Pay

$250

Average discount available for prompt cash payment at this facility.

Insurance Median

$108

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $250 (902%)

Insurance Median: $108 (390%)

Cash: $250 (902% of Medicare)

Ins. Median: $108 (390% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 390% of the Medicare baseline (a markup of 290%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$22 - $113	79%
Aetna	$23 - $219	83%
Amerigroup	$23	83%
Healthyblue	$23	83%
Home State Health Plan	$23	83%
Medicaid / KanCare	$23	83%
Unicare	$23	83%
Corvel Corporation	$37 - $213	133%
Oha Network	$37 - $125	133%
Ambetter / Centene	$47	170%
Nhc Advantage	$48	173%
Universal Healthcare	$65	234%
Humana	$85 - $108	307%
Blue Cross Blue Shield	$95 - $250	343%
College Park Family Care Center	$108	390%
Oscar	$125	451%
Cigna	$143 - $179	516%
Wppa Providrs Care Network	$188	678%
Multiplan	$195	703%
Coventry	$200	722%
Coventry Kc Mo	$200	722%
Cco, Inc.	$213	768%
Focus Healthcare Mgmt, Inc	$225	812%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $250.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lafayette Regional Health Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.