CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: St Joseph Medical Center

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $13,159
Cash Discount Price: $13,158
vs. Medicare Baseline: 1.03x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at St Joseph Medical Center is $13,159. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13,158. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.03x the Medicare baseline. Located in 1000 Carondelet Dr, Kansas City, MO.

Cash / Self-Pay

$13,158

Average discount available for prompt cash payment at this facility.

Insurance Median

$13,159

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $13,158 (103%)

Insurance Median: $13,159 (103%)

Cash: $13,158 (103% of Medicare)

Ins. Median: $13,159 (103% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$6,580 - $18,422	51%
Blue Cross Blue Shield	$12,708	99%
Aetna	$13,159 - $18,333	103%
Cigna	$13,159	103%
Home State	$13,159 - $17,764	103%
Medicare (plans)	$13,159 - $13,817	103%
Pace Kc (Swope Health Services)	$13,159	103%
Tricare	$13,159 - $21,055	103%
United Behavioral Health	$13,159	103%
Healthy Blue	$13,817	108%
Kansas Superior	$13,817	108%
Nhc Advantage	$14,475	113%
Employer Direct Healthcare	$17,106	134%
6 Degrees	$23,423	183%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $13,158.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Joseph Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.