CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: SSM St Joseph Hospital West

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $18,716
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.46x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at SSM St Joseph Hospital West is $18,716. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.46x the Medicare baseline. Located in 100 Medical Plaza, Lake Saint Louis, MO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$18,716

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Insurance Median: $18,716 (146%)

Ins. Median: $18,716 (146% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$12,480 - $20,733	97%
Ambetter / Centene	$12,480 - $18,903	97%
Health Alliance	$12,480	97%
Medica	$12,480 - $18,716	97%
Molina Healthcare	$12,480 - $18,716	97%
UnitedHealthcare	$12,480 - $23,072	97%
Healthlink	$12,602 - $21,051	98%
Essence	$12,604 - $18,903	98%
Blue Cross Blue Shield	$12,667 - $31,117	99%
Humana	$12,692 - $19,034	99%
Gateway To Better Health	$18,716	146%
Mercy	$18,716	146%
New Horizons Pace	$18,716	146%
Oscar	$20,627	161%
Cigna	$22,507	176%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm SSM St Joseph Hospital West is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.