CMS Price Transparency Data

Family therapy session

Facility: University of Missouri Health Care

Billing Code: 90847 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$180

about 1.0× the $181 Medicare rate · typically $163–$205

modeled estimate · not a bill or quote

What this hospital charges insurers

$156

Below the fair price — a good deal

about $24 under the fair price · 0.9× Medicare

Medicare pays $181 Fair price $180 This hospital $156 Cash price $188 Hospital's list price $313

How we calculate the fair BaseRate →

How this hospital compares to other MO hospitals

Highest price of the 9 MO hospitals we have prices for — worth calling around.

Cheapest $109 Priciest $156

Black dot = this hospital, among the 9 MO hospitals with a price for this procedure. Full list below.

A fair price for a Family therapy session is about $180 (about 1.0× the $181 Medicare rate). University of Missouri Health Care charges insurers about $156, or about $188 in cash — below the fair price — a good deal. Located in Columbia, MO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$153 - $205	84%
Blue Cross Blue Shieldmajor	$156 - $206	86%
Aetnamajor	$85 - $241	47%
Cignamajor	$266	147%
Humanamajor	$156	86%
Health Net	$250	138%
HealthLink	$203	112%
Medica	$173	95%
WellCare	$156	86%
+ 6 smaller / regional plans	$110 - $235

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 188), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm University of Missouri Health Care is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Missouri Health Care

Compare: Family therapy session at other MO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.