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Hospital Profile Critical Access Hospital Proprietary 25 Beds · urban Updated: 2026-09-01

Lafayette Regional Health Center

1500 State Street, Lexington, MO 64067 · 118 Priced Procedures · 81% Patient Recommendation

CMS Overall Rating 2 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
0.90×vs. Fair Market Price
Position vs. 1.00× Fair Price10% Below Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are 10% below the fair benchmark (0.90×) after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).70/100 · Caution
70/100Self-Pay Cash Beats Insurance 5% of the Time
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic89Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment54Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing94Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount6Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star Rating5/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score82/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait107 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

5-Star CMS clinical quality rating paired with 0.90× fair market pricing.

Behavioral Pricing FingerprintLow Shoppable & Low Captive Rates

Uniform Value Leader · Low-Cost Across Departments

Lafayette Regional Health Center maintains low, disciplined commercial pricing across both routine shoppable procedures (0.9× Medicare, p50 0.74× Fair BaseRate) and emergency/ancillary services (0.9× Medicare, p75 0.95× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.

#14 of 79 in MO · 16th State Percentile#644 of 3,385 in U.S. · 18th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Elective shoppable care is priced 10% below peer Fair BaseRate (0.90×)
  • Self-pay cash beats commercial insurance on 5% of shoppable procedures (25/100 Cash Honesty)
  • 2-Star CMS clinical rating with 81% patient recommendation (82/100 safety score)
  • Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (0.90× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Commercial insurance median sits at 0.74× Fair BaseRate (0.9× Medicare), so insured patients should always compare the self-pay cash price before paying.
  • Upper-quartile procedures (Q75 0.95×) jump +28% above the median procedure ratio (Q50 0.74×)
  • Unnegotiated chargemaster list prices average 18.0× Medicare (16¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
0.9× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.00× Divergence
0.9× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+28% Upper Tail
Q25 0.56× · Q50 0.74× · Q75 0.95×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
0.9× MedicareGood
Outpatient Surgery & ORBack-Door Captive
0.7× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.8× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.4× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
1.5× MedicareGood
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.0× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
5% Cash Edge · 25/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
2 CMS · 82/100Good

Procedure Prices at Lafayette Regional Health Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 118 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Total hip replacement
CPT Code: 27130
$8,849 0.7×
Total knee replacement
CPT Code: 27447
$4,434 0.3×
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$3,835 0.5×
Gallbladder removal (laparoscopic)
CPT Code: 47562
$3,447 0.6×
Breast lump removal
CPT Code: 19120
$3,117 0.8×
Inguinal hernia repair
CPT Code: 49505
$3,058 0.8×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$3,020 0.9×
Bunion correction surgery
CPT Code: 28296
$3,020 0.9×
Injection procedure for pain management
HCPCS Code: G0260
$2,809 3.3×
Vaginal delivery (full package)
CPT Code: 59400
$2,550 1.0×
C-section delivery (full package)
CPT Code: 59510
$2,550 0.9×
Cataract surgery with lens implant
CPT Code: 66984
$1,668 0.7×
Colonoscopy with biopsy
CPT Code: 45380
$1,116 0.9×
Upper endoscopy with biopsy
CPT Code: 43239
$881 0.9×
Colonoscopy (diagnostic)
CPT Code: 45378
$850 0.9×
Office visit, established patient (30-39 min)
CPT Code: 99214
$713 5.8×
New patient office visit (30-44 min)
CPT Code: 99203
$549 5.0×
Office visit, established patient (20-29 min)
CPT Code: 99213
$514 5.9×
Blood transfusion
CPT Code: 36430
$501 1.0×
Psychotherapy session (45 minutes)
CPT Code: 90834
$405 2.4×
Psychotherapy session (60 minutes)
CPT Code: 90837
$405 2.2×
Sleep study (overnight, in lab)
CPT Code: 95810
$398 0.4×
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$327 0.7×
MRI, brain (with and without contrast)
CPT Code: 70553
$327 0.6×
Rabies immune globulin
HCPCS Code: 90375
$291 0.9×
Showing top 25 high-impact procedures of 118 total
Inline Bill X-Ray & 501(r) Calculator For-Profit Facility · Cash & Fair BaseRate Audit

Audit a Bill or Quote at Lafayette Regional Health Center (Zero PHI Required)

CMS CCN: 261320
CPT 27130
Fair BaseRate™ $13,413
Medicare Rate $13,117
Self-Pay Cash Request Quote
Insurer Median $8,849
Pre-filled with Lafayette Regional Health Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 274% of 2026 FPL

Above Standard 400% FPL Financial-Assistance Ceiling

At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.

Step 2 · Cash vs. Insurance Arbitrage Request Prompt-Pay Quote

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Ask Lafayette Regional Health Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.

Step 3 · Fair BaseRate Target +$7,825 Above Fair BaseRate

Negotiate Toward $13,413 Fair BaseRate ($13,117 Medicare)

Your bill ($21,238) is $7,825 above the denoised Fair BaseRate ($13,413) and 1.6× the $13,117 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) For-Profit / Non-501(c)(3)

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 481301817

Public IRS & CMS ownership records classify Lafayette Regional Health Center as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall5/5 Stars (5/5)
Safety Composite82/100
Would Recommend81%
Rated 9 or 10 (HCAHPS)82%
Median ER Wait107 min
Left ER Before Seen1%
30-Day Mortality vs U.S.same
Unplanned Readmissionsame

CMS Price Transparency Administrative Enforcement Log

Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Lafayette Regional Health Center. Prior administrative notices do not necessarily reflect current compliance status.

  • 2025-05-05·administrative_or_closure

    Met Requirements

    Recorded
  • 2023-12-06·administrative_or_closure

    Met Requirements

    Recorded

Source: CMS Hospital Care Compare (132 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Higher-Quality, Above-Median Price Tier

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Lafayette Regional Health Center.

Price Index: 1.24× regional baseline
Quality: 82/100 CMS composite

Notable Payer Contract Outliers (SVD Matrix Anomalies)

UniCare
-74.4%
Amerigroup
-49.0%
Cigna
+75.0%
Blue Cross Blue Shield
+80.3%
Oscar Health
+96.0%
Median Household Income$79,091U.S. Census ACS
Local Uninsured Share9.0%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 70/100 · Caution CMS CCN 261320 EIN 481301817

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File48-1301817_LAFAYETTE-REGIONAL-HEALTH-CENTER_standardcharges.json
Publication / Vintage2026-09-01 · 131.33 MB
Validated Rate Rows5,506 (CMS v3.0.0)
File Integrity Digestf4bbd495a6b7bd372b48…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.