CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Ste Genevieve County Memorial Hospital

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $628
Cash Discount Price: $770
vs. Medicare Baseline: 0.51x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Ste Genevieve County Memorial Hospital is $628. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $770. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.51x the Medicare baseline. Located in Hwys 61 & 32, Sainte Genevieve, MO.

Cash / Self-Pay

$770

Average discount available for prompt cash payment at this facility.

Insurance Median

$628

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $770 (63%)

Insurance Median: $628 (51%)

Cash: $770 (63% of Medicare)

Ins. Median: $628 (51% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$385	31%
Medicare (plans)	$385	31%
Va	$385	31%
Aetna	$392 - $1,185	32%
Allwell	$392	32%
Pphp	$442	36%
UnitedHealthcare	$452	37%
Ambetter / Centene	$481	39%
Healthy_Blue	$628	51%
Medicaid / KanCare	$628	51%
Uhc_Community	$628	51%
Homestate	$640	52%
Meritain	$1,185	97%
Multiplan/Phcs	$1,308	107%
Healthlink_Compmanagement	$1,370	112%
Healthlink_Hmo	$1,370	112%
Healthlink_Ppo	$1,370	112%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $770.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ste Genevieve County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.