CMS Price Transparency Data

Total knee replacement

Facility: Ste Genevieve County Memorial Hospital

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,651
Cash Discount Price: $2,154
vs. Medicare Baseline: 0.13x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Ste Genevieve County Memorial Hospital is $1,651. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,154. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.13x the Medicare baseline. Located in Hwys 61 & 32, Sainte Genevieve, MO.

Cash / Self-Pay

$2,154

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,651

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $2,154 (16%)

Insurance Median: $1,651 (13%)

Cash: $2,154 (16% of Medicare)

Ins. Median: $1,651 (13% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$452	3%
Blue Cross Blue Shield	$718 - $1,436	5%
Medicare (plans)	$718 - $1,436	5%
Va	$718 - $1,436	5%
Aetna	$732 - $4,423	6%
Allwell	$732 - $1,465	6%
Pphp	$826 - $1,651	6%
Ambetter / Centene	$898 - $1,795	7%
Healthy_Blue	$1,172 - $2,344	9%
Medicaid / KanCare	$1,172 - $2,344	9%
Uhc_Community	$1,172 - $2,344	9%
Homestate	$1,195 - $2,390	9%
Meritain	$2,211 - $4,423	17%
Multiplan/Phcs	$2,441 - $4,882	19%
Healthlink_Compmanagement	$2,556 - $5,112	19%
Healthlink_Hmo	$2,556 - $5,112	19%
Healthlink_Ppo	$2,556 - $5,112	19%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,154.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ste Genevieve County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.