CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: St Louis Childrens Hospital

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $858
Cash Discount Price: $693
vs. Medicare Baseline: 8.03x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at St Louis Childrens Hospital is $858. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $693. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 8.03x the Medicare baseline. Located in One Childrens Place, Saint Louis, MO.

Cash / Self-Pay

$693

Average discount available for prompt cash payment at this facility.

Insurance Median

$858

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $693 (649%)

Insurance Median: $858 (803%)

Cash: $693 (649% of Medicare)

Ins. Median: $858 (803% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 803% of the Medicare baseline (a markup of 703%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$103 - $912	96%
Blue Cross Blue Shield	$103 - $982	96%
Essence Healthcare [221]	$103	96%
Humana	$103 - $860	96%
UnitedHealthcare	$103 - $858	96%
Cox Health [757]	$108	101%
Medica [662]	$108	101%
Healthlink [225]	$560 - $872	524%
Cigna	$571 - $627	535%
Consociate [478]	$626	586%
Sarah Bush Lincoln [636]	$626	586%
Apwu Health Plan [216]	$627	587%
Nalc Health Benefit Plan [242]	$627	587%
Priority Health [648]	$627	587%
Allied Benefits [498]	$670 - $912	627%
Hope Trust [806]	$670	627%
Cox Health Systems Insurance Company [220]	$751 - $855	703%
Med-Pay [480]	$751 - $866	703%
Unicare [568]	$751 - $872	703%
Healthscope Benefits [258]	$824 - $924	771%
First Health Commercial [734]	$858	803%
Beechstreet [551]	$866	811%
Detego Health [868]	$866	811%
Health Systems Inc [620]	$866	811%
Healthcare Sol Mercy [609]	$866	811%
Multiplan Commercial [737]	$866	811%
Multiplan [240]	$866	811%
Phcs [244]	$866 - $924	811%
Preferred Health Professionals [561]	$872	816%
Coresource [497]	$912	854%
Fmh Benefit Service Inc [222]	$912	854%
Mail Handlers [495]	$912	854%
Medica [661]	$924	865%
Hfn [563]	$982	919%
Health Alliance [224]	$1,700	1592%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $693.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Louis Childrens Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.