CMS Price Transparency Data

X-ray, hand

Facility: St Louis Childrens Hospital

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $648
Cash Discount Price: $523
vs. Medicare Baseline: 7.29x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at St Louis Childrens Hospital is $648. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $523. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 7.29x the Medicare baseline. Located in One Childrens Place, Saint Louis, MO.

Cash / Self-Pay

$523

Average discount available for prompt cash payment at this facility.

Insurance Median

$648

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $523 (588%)

Insurance Median: $648 (729%)

Cash: $523 (588% of Medicare)

Ins. Median: $648 (729% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 729% of the Medicare baseline (a markup of 629%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthlink [225]	$423 - $658	476%
Cigna	$431 - $474	485%
Consociate [478]	$473	532%
Sarah Bush Lincoln [636]	$473	532%
Apwu Health Plan [216]	$474	533%
Nalc Health Benefit Plan [242]	$474	533%
Priority Health [648]	$474	533%
Blue Cross Blue Shield	$480 - $741	540%
Allied Benefits [498]	$506 - $689	569%
Hope Trust [806]	$506	569%
Cox Health Systems Insurance Company [220]	$567 - $645	638%
Med-Pay [480]	$567 - $654	638%
Unicare [568]	$567 - $658	638%
Health Alliance [224]	$610	686%
Healthscope Benefits [258]	$622 - $698	700%
UnitedHealthcare	$622 - $648	700%
Aetna	$648 - $689	729%
First Health Commercial [734]	$648	729%
Humana	$650	731%
Beechstreet [551]	$654	736%
Detego Health [868]	$654	736%
Health Systems Inc [620]	$654	736%
Healthcare Sol Mercy [609]	$654	736%
Multiplan Commercial [737]	$654	736%
Multiplan [240]	$654	736%
Phcs [244]	$654 - $698	736%
Preferred Health Professionals [561]	$658	740%
Coresource [497]	$689	775%
Fmh Benefit Service Inc [222]	$689	775%
Mail Handlers [495]	$689	775%
Medica [661]	$698	785%
Hfn [563]	$741	833%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $523.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Louis Childrens Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.