CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: University of Mississippi Med Center

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $744
Cash Discount Price: $773
vs. Medicare Baseline: 2.09x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at University of Mississippi Med Center is $744. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $773. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 2.09x the Medicare baseline. Located in 2500 N State St, Jackson, MS.

Cash / Self-Pay

$773

Average discount available for prompt cash payment at this facility.

Insurance Median

$744

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $773 (217%)

Insurance Median: $744 (209%)

Cash: $773 (217% of Medicare)

Ins. Median: $744 (209% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 209% of the Medicare baseline (a markup of 109%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ms-Can-Molina	$280	79%
Ms-Can-Magnolia	$283	79%
Ms-Can-Truecare	$286	80%
Medicare (plans)	$315	88%
Tricare	$315	88%
Va_Ccn	$315	88%
Medadv_Primewell	$324	91%
Medadv_Uhc	$324	91%
Medadv_Uhcdsnp	$324	91%
Wellcare	$324	91%
Humana	$328	92%
Molina-Chip	$599	168%
Magnolia-Chip	$612	172%
Truecare-Chip	$612	172%
Molina_Exchange	$677	190%
Mpcn	$744	209%
Firstchoice	$787	221%
Firstchoice-Hum	$787	221%
Ambetter / Centene	$794	223%
Primewell	$876	246%
Advhealth	$917	257%
Blue Cross Blue Shield	$1,344	377%
United	$1,390	390%
Ppoplus	$1,507	423%
Firsthealth	$1,546	434%
Multiplan	$1,546	434%
Aetna	$1,642	461%
Healthlink_Tupelo	$1,642	461%
Phcs	$1,739	488%
Cigna	$1,822	511%
United-Options	$1,875	526%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $773.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Med Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.