CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: University of Mississippi Med Center

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $139
Cash Discount Price: $98
vs. Medicare Baseline: 1.46x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at University of Mississippi Med Center is $139. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $98. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.46x the Medicare baseline. Located in 2500 N State St, Jackson, MS.

Cash / Self-Pay

$98

Average discount available for prompt cash payment at this facility.

Insurance Median

$139

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $98 (103%)

Insurance Median: $139 (146%)

Cash: $98 (103% of Medicare)

Ins. Median: $139 (146% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ms-Can-Magnolia	$56	59%
Ms-Can-Molina	$56	59%
Ms-Can-Truecare	$57	60%
Blue Cross Blue Shield	$85	89%
Molina-Chip	$119	125%
Medicare (plans)	$120	126%
Va_Ccn	$120	126%
Magnolia-Chip	$122	128%
Truecare-Chip	$122	128%
Medadv_Primewell	$124	130%
Medadv_Uhc	$124	130%
Medadv_Uhcdsnp	$124	130%
Wellcare	$124	130%
Humana	$125	131%
Ambetter / Centene	$135	142%
Cigna	$143	150%
United	$184	193%
United-Options	$185	194%
Ppoplus	$192	202%
Firsthealth	$197	207%
Multiplan	$197	207%
Aetna	$209	220%
Healthlink_Tupelo	$209	220%
Phcs	$221	232%
Advhealth	$244	256%
Molina_Exchange	$246	258%
Mpcn	$246	258%
Primewell	$246	258%
Firstchoice	$301	316%
Firstchoice-Hum	$301	316%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $98.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Med Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.