CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: University of Mississippi Med Center

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $272
Cash Discount Price: $131
vs. Medicare Baseline: 1.50x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at University of Mississippi Med Center is $272. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $131. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.50x the Medicare baseline. Located in 2500 N State St, Jackson, MS.

Cash / Self-Pay

$131

Average discount available for prompt cash payment at this facility.

Insurance Median

$272

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $131 (72%)

Insurance Median: $272 (150%)

Cash: $131 (72% of Medicare)

Ins. Median: $272 (150% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ms-Can-Molina	$126	69%
Ms-Can-Magnolia	$127	70%
Ms-Can-Truecare	$129	71%
Medicare (plans)	$160	88%
Tricare	$160	88%
Va_Ccn	$160	88%
Medadv_Primewell	$165	91%
Medadv_Uhc	$165	91%
Medadv_Uhcdsnp	$165	91%
Wellcare	$165	91%
Humana	$167	92%
Cigna	$183 - $197	101%
Ppoplus	$246 - $265	136%
Firsthealth	$253 - $272	140%
Multiplan	$253 - $272	140%
Aetna	$269 - $289	148%
Healthlink_Tupelo	$269 - $289	148%
Molina-Chip	$269	148%
Magnolia-Chip	$275	152%
Truecare-Chip	$275	152%
Phcs	$284 - $306	157%
Advhealth	$316 - $340	174%
Ambetter / Centene	$316 - $340	174%
Blue Cross Blue Shield	$316 - $340	174%
Molina_Exchange	$316 - $340	174%
Mpcn	$316 - $340	174%
Primewell	$316 - $340	174%
Firstchoice	$401	221%
Firstchoice-Hum	$401	221%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $131.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Mississippi Med Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.