CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Baptist Memorial Hospital North Ms

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $126
Cash Discount Price: $45
vs. Medicare Baseline: 4.55x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Baptist Memorial Hospital North Ms is $126. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $45. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.55x the Medicare baseline. Located in 1100 Belk Blvd, Oxford, MS.

Cash / Self-Pay

$45

Average discount available for prompt cash payment at this facility.

Insurance Median

$126

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $45 (162%)

Insurance Median: $126 (455%)

Cash: $45 (162% of Medicare)

Ins. Median: $126 (455% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 455% of the Medicare baseline (a markup of 355%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$18 - $128	65%
Advanced Health Systems Inc.	$29	105%
Blue Cross Blue Shield	$29	105%
Magnolia Ms	$43 - $44	155%
Ums Athletic Dept	$54 - $55	195%
Ppo Holdings	$73 - $75	263%
Magnolia Regional Health Center	$77 - $79	278%
Littler	$96 - $98	346%
Molina	$96 - $98	346%
Mpcn	$100 - $102	361%
Cigna	$106 - $108	382%
Primewell	$116 - $118	418%
Humana	$127 - $130	458%
First Choice Health Plan Of Ms	$135 - $138	487%
Multiplan	$145 - $148	523%
Novasys	$145 - $148	523%
Christian Health Aid	$154 - $158	556%
UnitedHealthcare	$160 - $237	577%
Ppo Plus	$164 - $167	592%
Qca	$174 - $177	628%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $45.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Memorial Hospital North Ms is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.