Care planning with family
Facility: Merit Health Madison
Billing Code: 90887 (CPT)
This hospital's typical commercial price is $200 compared to the $118 fair price benchmark.
3-Star CMS clinical quality rating paired with 1.69× fair market pricing.
Highest price of the 4 MS hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 4 MS hospitals with a price for this procedure. Full list below.
A fair price for a Care planning with family is about $118. Merit Health Madison charges insurers about $200, or about $80 in cash — above the fair price. Located in Canton, MS.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $118. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $200 | — |
| Blue Cross Blue Shieldmajor | $150 | — |
| Ambetter (Centene) | $110 | — |
| Molina | $80 | — |
| + 2 smaller / regional plans | $100 - $150 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Merit Health Madison
Compare: Care planning with family at other MS hospitals
- Memorial Hospital at Gulfport · Gulfport $93
- Memorial Hospital Biloxi · Biloxi $142
- University of Mississippi Med Center · Jackson $150
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Merit Health Madison (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $73
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $73).
Self-Pay Cash Rate ($80) Beats Your Bill
Merit Health Madison's published 45 CFR § 180 self-pay cash rate is $80 (vs. $200 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $118 Fair BaseRate ($68 Medicare)
Your bill ($200) is $82 above the denoised Fair BaseRate ($118) and 2.9× the $68 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.