CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Ochsner Medical Center-Hancock

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $981
Cash Discount Price: $760
vs. Medicare Baseline: 1.12x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Ochsner Medical Center-Hancock is $981. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $760. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.12x the Medicare baseline. Located in 149 Drinkwater Blvd, Bay Saint Louis, MS.

Cash / Self-Pay

$760

Average discount available for prompt cash payment at this facility.

Insurance Median

$981

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $760 (87%)

Insurance Median: $981 (112%)

Cash: $760 (87% of Medicare)

Ins. Median: $981 (112% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$775 - $813	88%
Cigna	$800 - $934	91%
Humana	$841 - $934	96%
Magnolia Health Plan – Wellcare By All Well Of Mississippi	$934	106%
Medicare (plans)	$934 - $981	106%
UnitedHealthcare	$934 - $1,058	106%
Aetna	$943 - $1,620	107%
Shared Health Mississippi	$981	112%
Mississippi Physicians Care Network	$1,000	114%
Zelis	$1,040	119%
Claritev D/B/A Multiplan/Phcs/American Life Care	$1,280	146%
Healthcomp & Personify Health (Formerly Gilsbar)	$1,400	160%
Select Administrative Services Network	$1,400	160%
Ambetter / Centene	$1,495	170%
Blue Cross Blue Shield	$1,841 - $2,473	210%
Primewell Health Services Commercial Exchange Plan	$2,616	298%
Primewell Health Services – Commercial	$2,616	298%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $760.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ochsner Medical Center-Hancock is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.